WallStSmart

Intelligent Protection Management Corp (IPM)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 151521% more annual revenue ($38.19B vs $25.19M). SAP leads profitability with a 20.4% profit margin vs -14.8%. SAP earns a higher WallStSmart Score of 64/100 (C+).

IPM

Avoid

34

out of 100

Grade: F

Growth: 6.7Profit: 2.0Value: 6.7Quality: 5.0
Piotroski: 3/9Altman Z: 0.59

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 8.0
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

IPMUndervalued (+85.4%)

Margin of Safety

+85.4%

Fair Value

$11.54

Current Price

$1.88

$9.66 discount

UndervaluedFair: $11.54Overvalued
SAPSignificantly Overvalued (-30.1%)

Margin of Safety

-30.1%

Fair Value

$151.01

Current Price

$206.36

$55.35 premium

UndervaluedFair: $151.01Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IPM2 strengths · Avg: 8.5/10
Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

SAP6 strengths · Avg: 9.0/10
Market CapQuality
$248.28B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Areas to Watch

IPM4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$24.38M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-18.3%2/10

ROE of -18.3% — below average capital efficiency

SAP3 concerns · Avg: 3.3/10
PEG RatioValuation
1.644/10

Expensive relative to growth rate

P/E RatioValuation
27.8x4/10

Moderate valuation

Price/BookValuation
64.9x2/10

Trading at 64.9x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : IPM

The strongest argument for IPM centers on Debt/Equity, Price/Book. Revenue growth of 12.9% demonstrates continued momentum.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : IPM

The primary concerns for IPM are EPS Growth, Market Cap, Piotroski F-Score.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

IPM profiles as a turnaround stock while SAP is a mature play — different risk/reward profiles.

SAP carries more volatility with a beta of 0.78 — expect wider price swings.

IPM is growing revenue faster at 12.9% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 34/100), backed by strong 20.4% margins. IPM offers better value entry with a 85.4% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Intelligent Protection Management Corp

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Intelligent Protection Management Corp (IPM) is a leading provider of advanced security solutions, focusing on innovative risk management services that cater to the specific needs of a diverse clientele. Utilizing state-of-the-art technology and a team of highly trained professionals, IPM crafts customized protective strategies aimed at safeguarding both individuals and assets. With an unwavering commitment to enhancing security measures across various sectors, the company is poised to leverage the growing demand for comprehensive security services, reinforcing its position as a key player in the dynamic security management landscape.

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SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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