Itau Unibanco Banco Holding SA (ITUB)vsMetropolitan Bank Holding (MCB)
ITUB
Itau Unibanco Banco Holding SA
$8.21
+1.99%
FINANCIAL SERVICES · Cap: $86.41B
MCB
Metropolitan Bank Holding
$81.83
-0.35%
FINANCIAL SERVICES · Cap: $998.59M
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 49968% more annual revenue ($138.95B vs $277.51M). ITUB leads profitability with a 32.3% profit margin vs 25.6%. ITUB trades at a lower P/E of 10.2x. ITUB earns a higher WallStSmart Score of 76/100 (B+).
ITUB
Strong Buy76
out of 100
Grade: B+
MCB
Strong Buy70
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-10.1%
Fair Value
$8.69
Current Price
$8.21
$0.48 premium
Margin of Safety
+69.8%
Fair Value
$309.82
Current Price
$81.83
$227.99 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 37.3%
Generating 45.0B in free cash flow
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Strong operational efficiency at 50.0%
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 23.1% year-over-year
Earnings expanding 47.3% YoY
Areas to Watch
2.8% earnings growth
Smaller company, higher risk/reward
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.3% and operating margin at 37.3%. Revenue growth of 11.0% demonstrates continued momentum.
Bull Case : MCB
The strongest argument for MCB centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 25.6% and operating margin at 50.0%. Revenue growth of 23.1% demonstrates continued momentum.
Bear Case : ITUB
The primary concerns for ITUB are EPS Growth.
Bear Case : MCB
The primary concerns for MCB are Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
ITUB profiles as a mature stock while MCB is a growth play — different risk/reward profiles.
MCB carries more volatility with a beta of 1.16 — expect wider price swings.
MCB is growing revenue faster at 23.1% — sustainability is the question.
ITUB generates stronger free cash flow (45.0B), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (76/100 vs 70/100), backed by strong 32.3% margins and 11.0% revenue growth. MCB offers better value entry with a 69.8% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Metropolitan Bank Holding
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Metropolitan Bank Holding Corp. The company is headquartered in New York, New York.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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