Itau Unibanco Banco Holding SA (ITUB)vsPreferred Bank (PFBC)
ITUB
Itau Unibanco Banco Holding SA
$8.37
+2.32%
FINANCIAL SERVICES · Cap: $90.15B
PFBC
Preferred Bank
$95.04
+0.34%
FINANCIAL SERVICES · Cap: $1.12B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 48660% more annual revenue ($138.19B vs $283.40M). PFBC leads profitability with a 47.5% profit margin vs 33.3%. PFBC appears more attractively valued with a PEG of 0.94. PFBC earns a higher WallStSmart Score of 74/100 (B).
ITUB
Strong Buy74
out of 100
Grade: B
PFBC
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 22 in profit
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 48 of every $100 in revenue as profit
Strong operational efficiency at 66.0%
Growing faster than its price suggests
Areas to Watch
Revenue declined 2.1%
Negative free cash flow — burning cash
3.3% revenue growth
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.35 suggests the stock is reasonably priced for its growth.
Bull Case : PFBC
The strongest argument for PFBC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 47.5% and operating margin at 66.0%. PEG of 0.94 suggests the stock is reasonably priced for its growth.
Bear Case : ITUB
The primary concerns for ITUB are Revenue Growth, Free Cash Flow.
Bear Case : PFBC
The primary concerns for PFBC are Revenue Growth, Market Cap.
Key Dynamics to Monitor
ITUB profiles as a declining stock while PFBC is a value play — different risk/reward profiles.
PFBC carries more volatility with a beta of 0.56 — expect wider price swings.
PFBC is growing revenue faster at 3.3% — sustainability is the question.
PFBC generates stronger free cash flow (86M), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (74/100 vs 74/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Preferred Bank
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Preferred Bank offers a variety of commercial banking products and services to small and medium-sized businesses and their real estate owners, entrepreneurs, developers and investors, professionals, and high-net-worth individuals in the United States. The company is headquartered in Los Angeles, California.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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