WallStSmart

Jumia Technologies AG (JMIA)vsLive Ventures Inc (LIVE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Live Ventures Inc generates 107% more annual revenue ($434.25M vs $209.58M). LIVE leads profitability with a -0.6% profit margin vs -27.5%. LIVE earns a higher WallStSmart Score of 30/100 (F).

JMIA

Avoid

22

out of 100

Grade: F

Growth: 4.0Profit: 2.0Value: 4.0Quality: 3.0
Piotroski: 4/9Altman Z: -23.03

LIVE

Avoid

30

out of 100

Grade: F

Growth: 4.0Profit: 3.5Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: 2.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

JMIASignificantly Overvalued (-36.5%)

Margin of Safety

-36.5%

Fair Value

$7.17

Current Price

$7.02

$0.15 premium

UndervaluedFair: $7.17Overvalued
LIVEUndervalued (+85.8%)

Margin of Safety

+85.8%

Fair Value

$137.54

Current Price

$7.93

$129.61 discount

UndervaluedFair: $137.54Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JMIA0 strengths · Avg: 0/10

No standout strengths identified

LIVE1 strengths · Avg: 10.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Areas to Watch

JMIA4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$938.05M3/10

Smaller company, higher risk/reward

Price/BookValuation
702.0x2/10

Trading at 702.0x book value

Return on EquityProfitability
-478.5%2/10

ROE of -478.5% — below average capital efficiency

LIVE4 concerns · Avg: 2.8/10
Market CapQuality
$23.96M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.2%3/10

ROE of 4.2% — below average capital efficiency

Operating MarginProfitability
4.8%3/10

Operating margin of 4.8%

Revenue GrowthGrowth
-3.2%2/10

Revenue declined 3.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : JMIA

Revenue growth of 13.9% demonstrates continued momentum.

Bull Case : LIVE

The strongest argument for LIVE centers on Price/Book.

Bear Case : JMIA

The primary concerns for JMIA are EPS Growth, Market Cap, Price/Book. Debt-to-equity of 15.68 is elevated, increasing financial risk.

Bear Case : LIVE

The primary concerns for LIVE are Market Cap, Return on Equity, Operating Margin. Debt-to-equity of 2.44 is elevated, increasing financial risk.

Key Dynamics to Monitor

JMIA carries more volatility with a beta of 2.50 — expect wider price swings.

JMIA is growing revenue faster at 13.9% — sustainability is the question.

LIVE generates stronger free cash flow (5M), providing more financial flexibility.

Monitor INTERNET RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LIVE scores higher overall (30/100 vs 22/100). Both earn "Avoid" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Jumia Technologies AG

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Jumia Technologies AG operates an e-commerce platform in Africa, Portugal, Germany and the United Arab Emirates. The company is headquartered in Berlin, Germany.

Live Ventures Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Live Ventures Incorporated is engaged in flooring manufacturing, steel fabrication and retail businesses in the United States. The company is headquartered in Las Vegas, Nevada.

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