Navient Corporation SR NT 6% 121543 (JSM)vsB. Riley Financial Inc. 5.25% Senior Notes due 2028 (RILYZ)
JSM
Navient Corporation SR NT 6% 121543
$18.01
+0.06%
OTHER · Cap: $4.88B
RILYZ
B. Riley Financial Inc. 5.25% Senior Notes due 2028
$17.03
+4.80%
OTHER · Cap: $536.78M
Smart Verdict
WallStSmart Research — data-driven comparison
RILYZ leads profitability with a 0.0% profit margin vs 0.0%. JSM earns a higher WallStSmart Score of 20/100 (F).
JSM
Avoid20
out of 100
Grade: F
RILYZ
Avoid18
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Areas to Watch
0.0% revenue growth
0.0% earnings growth
ROE of 0.0% — below average capital efficiency
0.0% margin — thin
0.0% revenue growth
0.0% earnings growth
Smaller company, higher risk/reward
ROE of 0.0% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : JSM
The strongest argument for JSM centers on P/E Ratio.
Bull Case : RILYZ
The strongest argument for RILYZ centers on Debt/Equity.
Bear Case : JSM
The primary concerns for JSM are Revenue Growth, EPS Growth, Return on Equity.
Bear Case : RILYZ
The primary concerns for RILYZ are Revenue Growth, EPS Growth, Market Cap.
Key Dynamics to Monitor
RILYZ is growing revenue faster at 0.0% — sustainability is the question.
JSM generates stronger free cash flow (174M), providing more financial flexibility.
Monitor OTHER industry trends, competitive dynamics, and regulatory changes.
Bottom Line
JSM scores higher overall (20/100 vs 18/100). Both earn "Avoid" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Navient Corporation SR NT 6% 121543
OTHER · OTHER · USA
Navient Corporation provides business processing and asset management services to education, healthcare and government clients at the federal, state and local levels in the United States. The company is headquartered in Wilmington, Delaware.
B. Riley Financial Inc. 5.25% Senior Notes due 2028
OTHER · OTHER · USA
B. Riley Financial, Inc. provides financial services and solutions in North America, Australia and Europe. The company is headquartered in Woodland Hills, California.
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