WallStSmart

Katapult Holdings Inc (KPLT)vsPalantir Technologies Inc. (PLTR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Palantir Technologies Inc. generates 1940% more annual revenue ($6.16B vs $301.71M). PLTR leads profitability with a 49.0% profit margin vs 0.0%. KPLT trades at a lower P/E of 3.7x. PLTR earns a higher WallStSmart Score of 75/100 (B).

KPLT

Avoid

25

out of 100

Grade: F

Growth: 4.7Profit: 5.0Value: 6.7Quality: 5.5
Piotroski: 4/9Altman Z: 1.34

PLTR

Strong Buy

75

out of 100

Grade: B

Growth: 10.0Profit: 10.0Value: 2.7Quality: 9.0
Piotroski: 5/9Altman Z: 4.71
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for KPLT.

PLTRSignificantly Overvalued (-83.0%)

Margin of Safety

-83.0%

Fair Value

$91.40

Current Price

$167.23

$75.83 premium

UndervaluedFair: $91.40Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KPLT2 strengths · Avg: 10.0/10
P/E RatioValuation
3.7x10/10

Attractively priced relative to earnings

Debt/EquityHealth
-2.0710/10

Conservative balance sheet, low leverage

PLTR6 strengths · Avg: 10.0/10
Market CapQuality
$401.86B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
30.9%10/10

Every $100 of equity generates 31 in profit

Profit MarginProfitability
49.0%10/10

Keeps 49 of every $100 in revenue as profit

Operating MarginProfitability
47.1%10/10

Strong operational efficiency at 47.1%

Revenue GrowthGrowth
92.8%10/10

Revenue surging 92.8% year-over-year

EPS GrowthGrowth
215.4%10/10

Earnings expanding 215.4% YoY

Areas to Watch

KPLT4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.0%4/10

4.0% revenue growth

Market CapQuality
$576.89M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

PLTR3 concerns · Avg: 2.7/10
PEG RatioValuation
1.604/10

Expensive relative to growth rate

P/E RatioValuation
141.7x2/10

Premium valuation, high expectations priced in

Price/BookValuation
41.1x2/10

Trading at 41.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : KPLT

The strongest argument for KPLT centers on P/E Ratio, Debt/Equity.

Bull Case : PLTR

The strongest argument for PLTR centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 49.0% and operating margin at 47.1%. Revenue growth of 92.8% demonstrates continued momentum.

Bear Case : KPLT

The primary concerns for KPLT are Revenue Growth, Market Cap, Profit Margin.

Bear Case : PLTR

The primary concerns for PLTR are PEG Ratio, P/E Ratio, Price/Book. A P/E of 141.7x leaves little room for execution misses.

Key Dynamics to Monitor

KPLT profiles as a value stock while PLTR is a growth play — different risk/reward profiles.

PLTR carries more volatility with a beta of 1.62 — expect wider price swings.

PLTR is growing revenue faster at 92.8% — sustainability is the question.

PLTR generates stronger free cash flow (1.2B), providing more financial flexibility.

Bottom Line

PLTR scores higher overall (75/100 vs 25/100), backed by strong 49.0% margins and 92.8% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Katapult Holdings Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Katapult Group, Inc., doing business as Zibby, develops and operates a monthly lease-to-own payment platform to help consumers purchase durable goods from retailers in the United States. The company is headquartered in New York, New York.

Palantir Technologies Inc.

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Palantir Technologies Inc. creates and implements software platforms for the intelligence community in the United States to assist in counterterrorism investigations and operations. The company is headquartered in Denver, Colorado.

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