WallStSmart

Laureate Education Inc (LAUR)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 66% more annual revenue ($2.82B vs $1.70B). LAUR leads profitability with a 16.6% profit margin vs 9.9%. TAL appears more attractively valued with a PEG of 0.45. LAUR earns a higher WallStSmart Score of 79/100 (B+).

LAUR

Strong Buy

79

out of 100

Grade: B+

Growth: 8.7Profit: 9.0Value: 10.0Quality: 5.8
Piotroski: 7/9Altman Z: 2.41

TAL

Strong Buy

68

out of 100

Grade: B-

Growth: 6.7Profit: 5.0Value: 10.0Quality: 6.3
Piotroski: 3/9Altman Z: 2.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LAURUndervalued (+61.1%)

Margin of Safety

+61.1%

Fair Value

$88.45

Current Price

$33.29

$55.16 discount

UndervaluedFair: $88.45Overvalued
TALUndervalued (+47.1%)

Margin of Safety

+47.1%

Fair Value

$22.46

Current Price

$11.43

$11.03 discount

UndervaluedFair: $22.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LAUR4 strengths · Avg: 9.3/10
Operating MarginProfitability
33.2%10/10

Strong operational efficiency at 33.2%

EPS GrowthGrowth
88.4%10/10

Earnings expanding 88.4% YoY

Return on EquityProfitability
26.4%9/10

Every $100 of equity generates 26 in profit

Revenue GrowthGrowth
27.9%8/10

Revenue surging 27.9% year-over-year

TAL4 strengths · Avg: 9.0/10
PEG RatioValuation
0.4510/10

Growing faster than its price suggests

EPS GrowthGrowth
536.0%10/10

Earnings expanding 536.0% YoY

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
27.0%8/10

Revenue surging 27.0% year-over-year

Areas to Watch

LAUR0 concerns · Avg: 0/10

No major concerns identified

TAL2 concerns · Avg: 3.0/10
Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : LAUR

The strongest argument for LAUR centers on Operating Margin, EPS Growth, Return on Equity. Profitability is solid with margins at 16.6% and operating margin at 33.2%. Revenue growth of 27.9% demonstrates continued momentum.

Bull Case : TAL

The strongest argument for TAL centers on PEG Ratio, EPS Growth, Price/Book. Revenue growth of 27.0% demonstrates continued momentum. PEG of 0.45 suggests the stock is reasonably priced for its growth.

Bear Case : LAUR

No major red flags identified for LAUR, but monitor valuation.

Bear Case : TAL

The primary concerns for TAL are Return on Equity, Piotroski F-Score.

Key Dynamics to Monitor

LAUR carries more volatility with a beta of 0.67 — expect wider price swings.

LAUR is growing revenue faster at 27.9% — sustainability is the question.

TAL generates stronger free cash flow (816M), providing more financial flexibility.

Monitor EDUCATION & TRAINING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LAUR scores higher overall (79/100 vs 68/100), backed by strong 16.6% margins and 27.9% revenue growth. TAL offers better value entry with a 47.1% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Laureate Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Laureate Education, Inc. offers higher education programs and services to students through a network of universities and institutions of higher education. The company is headquartered in Baltimore, Maryland.

TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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