WallStSmart

Lennar Corporation (LEN-B)vsNVR Inc (NVR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lennar Corporation generates 218% more annual revenue ($33.17B vs $10.44B). NVR leads profitability with a 12.8% profit margin vs 5.4%. LEN-B appears more attractively valued with a PEG of 3.02. NVR earns a higher WallStSmart Score of 53/100 (C-).

LEN-B

Hold

42

out of 100

Grade: D

Growth: 4.7Profit: 5.0Value: 4.7Quality: 8.5
Piotroski: 3/9Altman Z: 3.66

NVR

Buy

53

out of 100

Grade: C-

Growth: 2.0Profit: 8.5Value: 4.7Quality: 6.0
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LEN-BSignificantly Overvalued (-137.3%)

Margin of Safety

-137.3%

Fair Value

$47.26

Current Price

$86.28

$39.02 premium

UndervaluedFair: $47.26Overvalued
NVRSignificantly Overvalued (-172.9%)

Margin of Safety

-172.9%

Fair Value

$2966.84

Current Price

$6369.38

$3402.54 premium

UndervaluedFair: $2966.84Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEN-B5 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

P/E RatioValuation
12.7x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.67B8/10

Generating 1.7B in free cash flow

NVR2 strengths · Avg: 9.0/10
Return on EquityProfitability
33.2%10/10

Every $100 of equity generates 33 in profit

P/E RatioValuation
14.6x8/10

Attractively priced relative to earnings

Areas to Watch

LEN-B4 concerns · Avg: 2.8/10
Profit MarginProfitability
5.4%3/10

5.4% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.022/10

Expensive relative to growth rate

NVR4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
4.972/10

Expensive relative to growth rate

Revenue GrowthGrowth
-5.0%2/10

Revenue declined 5.0%

EPS GrowthGrowth
-13.1%2/10

Earnings declined 13.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : LEN-B

The strongest argument for LEN-B centers on Price/Book, Altman Z-Score, Debt/Equity.

Bull Case : NVR

The strongest argument for NVR centers on Return on Equity, P/E Ratio.

Bear Case : LEN-B

The primary concerns for LEN-B are Profit Margin, Operating Margin, Piotroski F-Score.

Bear Case : NVR

The primary concerns for NVR are Piotroski F-Score, PEG Ratio, Revenue Growth.

Key Dynamics to Monitor

LEN-B profiles as a value stock while NVR is a declining play — different risk/reward profiles.

LEN-B carries more volatility with a beta of 1.40 — expect wider price swings.

NVR is growing revenue faster at -5.0% — sustainability is the question.

LEN-B generates stronger free cash flow (1.7B), providing more financial flexibility.

Bottom Line

NVR scores higher overall (53/100 vs 42/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lennar Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Lennar Corporation is a home construction and real estate company based in Fontainebleau, Florida.

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NVR Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.

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