Lowe's Companies Inc (LOW)vsM/I Homes Inc (MHO)
LOW
Lowe's Companies Inc
$223.35
+2.27%
CONSUMER CYCLICAL · Cap: $116.58B
MHO
M/I Homes Inc
$151.99
+3.51%
CONSUMER CYCLICAL · Cap: $3.77B
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 1974% more annual revenue ($88.43B vs $4.26B). LOW leads profitability with a 7.5% profit margin vs 7.4%. MHO appears more attractively valued with a PEG of 0.95. MHO earns a higher WallStSmart Score of 56/100 (C).
LOW
Hold50
out of 100
Grade: D+
MHO
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-56.3%
Fair Value
$140.74
Current Price
$223.35
$82.61 premium
Margin of Safety
-82.1%
Fair Value
$79.86
Current Price
$151.99
$72.13 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Large-cap with strong market position
Attractively priced relative to earnings
Generating 2.8B in free cash flow
Reasonable price relative to book value
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Grey zone — moderate risk
ROE of 0.0% — below average capital efficiency
7.5% margin — thin
Weak financial health signals
7.4% margin — thin
Revenue declined 8.5%
Earnings declined 31.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.36 suggests the stock is reasonably priced for its growth.
Bull Case : MHO
The strongest argument for MHO centers on Price/Book, Altman Z-Score, PEG Ratio. PEG of 0.95 suggests the stock is reasonably priced for its growth.
Bear Case : LOW
The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.
Bear Case : MHO
The primary concerns for MHO are Profit Margin, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
MHO carries more volatility with a beta of 1.60 — expect wider price swings.
LOW is growing revenue faster at 10.3% — sustainability is the question.
LOW generates stronger free cash flow (2.8B), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MHO scores higher overall (56/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
Visit Website →M/I Homes Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
M / I Homes, Inc., is a builder of single-family homes in Ohio, Indiana, Illinois, Michigan, Minnesota, North Carolina, Florida and Texas, United States. The company is headquartered in Columbus, Ohio.
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