WallStSmart

Lowe's Companies Inc (LOW)vsMonro Muffler Brake Inc (MNRO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 7542% more annual revenue ($88.43B vs $1.16B). LOW leads profitability with a 7.5% profit margin vs 0.2%. LOW appears more attractively valued with a PEG of 1.44. MNRO earns a higher WallStSmart Score of 53/100 (C-).

LOW

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 4.7Quality: 6.0
Piotroski: 3/9Altman Z: 1.88

MNRO

Buy

53

out of 100

Grade: C-

Growth: 4.7Profit: 4.5Value: 4.7Quality: 4.5
Piotroski: 5/9Altman Z: 1.45
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-58.5%)

Margin of Safety

-58.5%

Fair Value

$140.20

Current Price

$210.74

$70.54 premium

UndervaluedFair: $140.20Overvalued
MNROUndervalued (+57.4%)

Margin of Safety

+57.4%

Fair Value

$54.33

Current Price

$15.57

$38.76 discount

UndervaluedFair: $54.33Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW3 strengths · Avg: 9.0/10
Debt/EquityHealth
-4.5910/10

Conservative balance sheet, low leverage

Market CapQuality
$123.46B9/10

Large-cap with strong market position

Free Cash FlowQuality
$2.83B8/10

Generating 2.8B in free cash flow

MNRO2 strengths · Avg: 10.0/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

EPS GrowthGrowth
161.3%10/10

Earnings expanding 161.3% YoY

Areas to Watch

LOW4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

MNRO4 concerns · Avg: 2.8/10
Market CapQuality
$440.77M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.4%3/10

ROE of 0.4% — below average capital efficiency

Profit MarginProfitability
0.2%3/10

0.2% margin — thin

PEG RatioValuation
3.342/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, Free Cash Flow. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bull Case : MNRO

The strongest argument for MNRO centers on Price/Book, EPS Growth.

Bear Case : LOW

The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.

Bear Case : MNRO

The primary concerns for MNRO are Market Cap, Return on Equity, Profit Margin. A P/E of 489.3x leaves little room for execution misses. Thin 0.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

MNRO carries more volatility with a beta of 1.03 — expect wider price swings.

LOW is growing revenue faster at 10.3% — sustainability is the question.

LOW generates stronger free cash flow (2.8B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MNRO scores higher overall (53/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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Monro Muffler Brake Inc

CONSUMER CYCLICAL · AUTO PARTS · USA

Monro, Inc. provides auto underbody repair and tire sales and services in the United States. The company is headquartered in Rochester, New York.

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