WallStSmart

Lowe's Companies Inc (LOW)vsPortillo's Inc (PTLO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 11879% more annual revenue ($88.43B vs $738.25M). LOW leads profitability with a 7.5% profit margin vs 2.1%. LOW trades at a lower P/E of 17.5x. LOW earns a higher WallStSmart Score of 50/100 (D+).

LOW

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.88

PTLO

Hold

42

out of 100

Grade: D

Growth: 4.0Profit: 4.0Value: 7.0Quality: 3.0
Piotroski: 2/9Altman Z: 0.77
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-50.6%)

Margin of Safety

-50.6%

Fair Value

$139.97

Current Price

$210.74

$70.77 premium

UndervaluedFair: $139.97Overvalued
PTLOUndervalued (+47.4%)

Margin of Safety

+47.4%

Fair Value

$11.05

Current Price

$3.99

$7.06 discount

UndervaluedFair: $11.05Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW4 strengths · Avg: 8.8/10
Debt/EquityHealth
-4.5910/10

Conservative balance sheet, low leverage

Market CapQuality
$115.86B9/10

Large-cap with strong market position

P/E RatioValuation
17.5x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.83B8/10

Generating 2.8B in free cash flow

PTLO1 strengths · Avg: 10.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Areas to Watch

LOW4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PTLO4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
3.5%4/10

3.5% revenue growth

Market CapQuality
$306.89M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.3%3/10

ROE of 3.3% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bull Case : PTLO

The strongest argument for PTLO centers on Price/Book.

Bear Case : LOW

The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.

Bear Case : PTLO

The primary concerns for PTLO are Revenue Growth, Market Cap, Return on Equity. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

PTLO carries more volatility with a beta of 1.59 — expect wider price swings.

LOW is growing revenue faster at 10.3% — sustainability is the question.

LOW generates stronger free cash flow (2.8B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LOW scores higher overall (50/100 vs 42/100) and 10.3% revenue growth. PTLO offers better value entry with a 47.4% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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Portillo's Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

Portillo's Inc., participates in the ownership and operation of informal and quick service restaurants in the United States. The company is headquartered in Oak Brook, Illinois.

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