WallStSmart

Lowe's Companies Inc (LOW)vsRivian Automotive Inc (RIVN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 1437% more annual revenue ($90.43B vs $5.88B). LOW leads profitability with a 7.3% profit margin vs -55.0%. LOW earns a higher WallStSmart Score of 50/100 (D+).

LOW

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.97

RIVN

Avoid

34

out of 100

Grade: F

Growth: 7.3Profit: 2.0Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: -2.25
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-36.2%)

Margin of Safety

-36.2%

Fair Value

$144.51

Current Price

$198.18

$53.67 premium

UndervaluedFair: $144.51Overvalued
RIVNUndervalued (+76.0%)

Margin of Safety

+76.0%

Fair Value

$61.44

Current Price

$16.03

$45.41 discount

UndervaluedFair: $61.44Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW4 strengths · Avg: 8.8/10
Debt/EquityHealth
-5.6510/10

Conservative balance sheet, low leverage

Market CapQuality
$110.43B9/10

Large-cap with strong market position

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$3.12B8/10

Generating 3.1B in free cash flow

RIVN1 strengths · Avg: 8.0/10
Revenue GrowthGrowth
27.2%8/10

Revenue surging 27.2% year-over-year

Areas to Watch

LOW4 concerns · Avg: 3.5/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.974/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.3%3/10

7.3% margin — thin

RIVN4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Debt/EquityHealth
1.043/10

Elevated debt levels

Return on EquityProfitability
-63.1%2/10

ROE of -63.1% — below average capital efficiency

Free Cash FlowQuality
$-849.00M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bull Case : RIVN

The strongest argument for RIVN centers on Revenue Growth. Revenue growth of 27.2% demonstrates continued momentum.

Bear Case : LOW

The primary concerns for LOW are EPS Growth, Altman Z-Score, Return on Equity.

Bear Case : RIVN

The primary concerns for RIVN are EPS Growth, Debt/Equity, Return on Equity.

Key Dynamics to Monitor

LOW profiles as a value stock while RIVN is a growth play — different risk/reward profiles.

RIVN carries more volatility with a beta of 1.62 — expect wider price swings.

RIVN is growing revenue faster at 27.2% — sustainability is the question.

LOW generates stronger free cash flow (3.1B), providing more financial flexibility.

Bottom Line

LOW scores higher overall (50/100 vs 34/100). RIVN offers better value entry with a 76.0% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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Rivian Automotive Inc

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Rivian Automotive, Inc. (Ticker: RIVN) is a U.S.–based electric vehicle (EV) and automotive technology company that designs, develops, manufactures, and sells battery-powered vehicles and related products. Headquartered in Irvine, California, Rivian is known for its electric pickup truck (R1T), SUV (R1S), and commercial vans, along with software services, charging infrastructure, and vehicle accessories. The company aims to serve both consumer and commercial markets with innovative EV platforms and is traded on the NASDAQ stock exchange under the ticker RIVN.

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