WallStSmart

Lowe's Companies Inc (LOW)vsShoe Carnival Inc (SCVL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 7738% more annual revenue ($88.43B vs $1.13B). LOW leads profitability with a 7.5% profit margin vs 3.3%. SCVL appears more attractively valued with a PEG of 0.95. SCVL earns a higher WallStSmart Score of 52/100 (C-).

LOW

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 4.7Quality: 6.0
Piotroski: 3/9Altman Z: 1.88

SCVL

Buy

52

out of 100

Grade: C-

Growth: 2.0Profit: 4.5Value: 7.0Quality: 7.5
Piotroski: 2/9Altman Z: 3.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-58.7%)

Margin of Safety

-58.7%

Fair Value

$140.20

Current Price

$222.48

$82.28 premium

UndervaluedFair: $140.20Overvalued

Intrinsic value data unavailable for SCVL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW3 strengths · Avg: 9.0/10
Debt/EquityHealth
-4.5910/10

Conservative balance sheet, low leverage

Market CapQuality
$124.75B9/10

Large-cap with strong market position

Free Cash FlowQuality
$2.83B8/10

Generating 2.8B in free cash flow

SCVL4 strengths · Avg: 9.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.3210/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.958/10

Growing faster than its price suggests

P/E RatioValuation
12.5x8/10

Attractively priced relative to earnings

Areas to Watch

LOW4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

SCVL4 concerns · Avg: 3.0/10
Market CapQuality
$458.59M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.5%3/10

ROE of 5.5% — below average capital efficiency

Profit MarginProfitability
3.3%3/10

3.3% margin — thin

Operating MarginProfitability
2.8%3/10

Operating margin of 2.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, Free Cash Flow. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.45 suggests the stock is reasonably priced for its growth.

Bull Case : SCVL

The strongest argument for SCVL centers on Price/Book, Altman Z-Score, PEG Ratio. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bear Case : LOW

The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.

Bear Case : SCVL

The primary concerns for SCVL are Market Cap, Return on Equity, Profit Margin. Thin 3.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

SCVL carries more volatility with a beta of 1.40 — expect wider price swings.

LOW is growing revenue faster at 10.3% — sustainability is the question.

LOW generates stronger free cash flow (2.8B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SCVL scores higher overall (52/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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Shoe Carnival Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Shoe Carnival, Inc., is a family footwear retailer in the United States. The company is headquartered in Evansville, Indiana.

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