WallStSmart

Lowe's Companies Inc (LOW)vsSavers Value Village, Inc. (SVV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 5088% more annual revenue ($90.43B vs $1.74B). LOW leads profitability with a 7.3% profit margin vs 1.4%. LOW trades at a lower P/E of 16.6x. LOW earns a higher WallStSmart Score of 50/100 (D+).

LOW

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.97

SVV

Hold

46

out of 100

Grade: D+

Growth: 6.7Profit: 5.0Value: 3.0Quality: 3.0
Piotroski: 5/9Altman Z: 0.95
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-36.2%)

Margin of Safety

-36.2%

Fair Value

$144.51

Current Price

$196.82

$52.31 premium

UndervaluedFair: $144.51Overvalued
SVVSignificantly Overvalued (-71.6%)

Margin of Safety

-71.6%

Fair Value

$6.48

Current Price

$9.75

$3.27 premium

UndervaluedFair: $6.48Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW4 strengths · Avg: 8.8/10
Debt/EquityHealth
-5.6510/10

Conservative balance sheet, low leverage

Market CapQuality
$110.43B9/10

Large-cap with strong market position

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$3.12B8/10

Generating 3.1B in free cash flow

SVV0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

LOW4 concerns · Avg: 3.5/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.974/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.3%3/10

7.3% margin — thin

SVV4 concerns · Avg: 2.8/10
Market CapQuality
$1.48B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.1%3/10

ROE of 5.1% — below average capital efficiency

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

P/E RatioValuation
64.3x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bull Case : SVV

SVV has a balanced fundamental profile.

Bear Case : LOW

The primary concerns for LOW are EPS Growth, Altman Z-Score, Return on Equity.

Bear Case : SVV

The primary concerns for SVV are Market Cap, Return on Equity, Profit Margin. A P/E of 64.3x leaves little room for execution misses. Debt-to-equity of 3.23 is elevated, increasing financial risk.

Key Dynamics to Monitor

SVV carries more volatility with a beta of 1.22 — expect wider price swings.

LOW is growing revenue faster at 8.3% — sustainability is the question.

LOW generates stronger free cash flow (3.1B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LOW scores higher overall (50/100 vs 46/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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Savers Value Village, Inc.

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Savers Value Village, Inc. sells second-hand merchandise in retail stores in the United States, Canada, and Australia. The company is headquartered in Bellevue, Washington.

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