Lowe's Companies Inc (LOW)vsThe TJX Companies Inc (TJX)
LOW
Lowe's Companies Inc
$185.64
-0.19%
CONSUMER CYCLICAL · Cap: $103.05B
TJX
The TJX Companies Inc
$141.93
+2.28%
CONSUMER CYCLICAL · Cap: $150.73B
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 45% more annual revenue ($90.43B vs $62.36B). TJX leads profitability with a 9.7% profit margin vs 7.3%. LOW appears more attractively valued with a PEG of 1.31. TJX earns a higher WallStSmart Score of 58/100 (C).
LOW
Hold50
out of 100
Grade: D+
TJX
Buy58
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-25.5%
Fair Value
$144.62
Current Price
$185.64
$41.02 premium
Margin of Safety
+1.3%
Fair Value
$140.66
Current Price
$141.93
$1.27 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Large-cap with strong market position
Attractively priced relative to earnings
Generating 3.1B in free cash flow
Every $100 of equity generates 57 in profit
Safe zone — low bankruptcy risk
Large-cap with strong market position
Earnings expanding 23.6% YoY
Generating 1.7B in free cash flow
Areas to Watch
0.0% earnings growth
Grey zone — moderate risk
ROE of 0.0% — below average capital efficiency
7.3% margin — thin
Trading at 15.1x book value
Elevated debt levels
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. PEG of 1.31 suggests the stock is reasonably priced for its growth.
Bull Case : TJX
The strongest argument for TJX centers on Return on Equity, Altman Z-Score, Market Cap.
Bear Case : LOW
The primary concerns for LOW are EPS Growth, Altman Z-Score, Return on Equity.
Bear Case : TJX
The primary concerns for TJX are Price/Book, Debt/Equity, PEG Ratio.
Key Dynamics to Monitor
LOW carries more volatility with a beta of 0.88 — expect wider price swings.
LOW is growing revenue faster at 8.3% — sustainability is the question.
LOW generates stronger free cash flow (3.1B), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TJX scores higher overall (58/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
Visit Website →The TJX Companies Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
The TJX Companies, Inc. (abbreviated TJX) is an American multinational off-price department store corporation, headquartered in Framingham, Massachusetts.
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