Lowe's Companies Inc (LOW)vsUrban Outfitters Inc (URBN)
LOW
Lowe's Companies Inc
$233.37
+3.61%
CONSUMER CYCLICAL · Cap: $130.68B
URBN
Urban Outfitters Inc
$71.62
+2.24%
CONSUMER CYCLICAL · Cap: $6.19B
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 1300% more annual revenue ($86.29B vs $6.17B). LOW leads profitability with a 7.7% profit margin vs 7.5%. URBN appears more attractively valued with a PEG of 1.20. URBN earns a higher WallStSmart Score of 57/100 (C).
LOW
Hold44
out of 100
Grade: D
URBN
Buy57
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-34.2%
Fair Value
$167.88
Current Price
$233.37
$65.49 premium
Margin of Safety
+17.3%
Fair Value
$85.30
Current Price
$71.62
$13.68 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Large-cap with strong market position
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
ROE of 0.0% — below average capital efficiency
7.7% margin — thin
Earnings declined 11.0%
7.5% margin — thin
Earnings declined 17.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap. Revenue growth of 10.9% demonstrates continued momentum.
Bull Case : URBN
The strongest argument for URBN centers on Altman Z-Score, P/E Ratio, Price/Book. Revenue growth of 10.1% demonstrates continued momentum. PEG of 1.20 suggests the stock is reasonably priced for its growth.
Bear Case : LOW
The primary concerns for LOW are PEG Ratio, Return on Equity, Profit Margin.
Bear Case : URBN
The primary concerns for URBN are Profit Margin, EPS Growth.
Key Dynamics to Monitor
URBN carries more volatility with a beta of 1.20 — expect wider price swings.
LOW is growing revenue faster at 10.9% — sustainability is the question.
LOW generates stronger free cash flow (964M), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
URBN scores higher overall (57/100 vs 44/100) and 10.1% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
Visit Website →Urban Outfitters Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Urban Outfitters, Inc. is engaged in the retail and wholesale of general consumer products. The company is headquartered in Philadelphia, Pennsylvania.
Compare with Other HOME IMPROVEMENT RETAIL Stocks
Want to dig deeper into these stocks?