WallStSmart

Lowe's Companies Inc (LOW)vsViomi Technology ADR (VIOT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 5249% more annual revenue ($90.43B vs $1.69B). LOW leads profitability with a 7.3% profit margin vs -0.3%. VIOT appears more attractively valued with a PEG of 0.73. LOW earns a higher WallStSmart Score of 50/100 (D+).

LOW

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.97

VIOT

Hold

40

out of 100

Grade: D

Growth: 2.0Profit: 3.0Value: 7.7Quality: 9.0
Piotroski: 6/9Altman Z: 3.00
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-36.2%)

Margin of Safety

-36.2%

Fair Value

$144.51

Current Price

$196.82

$52.31 premium

UndervaluedFair: $144.51Overvalued
VIOTUndervalued (+39.3%)

Margin of Safety

+39.3%

Fair Value

$2.29

Current Price

$1.40

$0.89 discount

UndervaluedFair: $2.29Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW4 strengths · Avg: 8.8/10
Debt/EquityHealth
-5.6510/10

Conservative balance sheet, low leverage

Market CapQuality
$110.43B9/10

Large-cap with strong market position

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$3.12B8/10

Generating 3.1B in free cash flow

VIOT4 strengths · Avg: 9.5/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.0010/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.738/10

Growing faster than its price suggests

Areas to Watch

LOW4 concerns · Avg: 3.5/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.974/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.3%3/10

7.3% margin — thin

VIOT4 concerns · Avg: 2.0/10
Market CapQuality
$75.18M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-49.9%2/10

Revenue declined 49.9%

EPS GrowthGrowth
-62.3%2/10

Earnings declined 62.3%

Profit MarginProfitability
-0.3%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bull Case : VIOT

The strongest argument for VIOT centers on Price/Book, Debt/Equity, Altman Z-Score. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : LOW

The primary concerns for LOW are EPS Growth, Altman Z-Score, Return on Equity.

Bear Case : VIOT

The primary concerns for VIOT are Market Cap, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

LOW profiles as a value stock while VIOT is a turnaround play — different risk/reward profiles.

LOW carries more volatility with a beta of 0.85 — expect wider price swings.

LOW is growing revenue faster at 8.3% — sustainability is the question.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LOW scores higher overall (50/100 vs 40/100). VIOT offers better value entry with a 39.3% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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Viomi Technology ADR

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · China

Viomi Technology Co., Ltd, develops and sells Internet of Things (IoT-enabled) smart home products in the People's Republic of China. The company is headquartered in Guangzhou, China.

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