WallStSmart

Lowe's Companies Inc (LOW)vsViomi Technology ADR (VIOT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 3542% more annual revenue ($88.43B vs $2.43B). LOW leads profitability with a 7.5% profit margin vs 5.8%. VIOT appears more attractively valued with a PEG of 0.53. LOW earns a higher WallStSmart Score of 50/100 (D+).

LOW

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.88

VIOT

Hold

48

out of 100

Grade: D+

Growth: 2.0Profit: 5.0Value: 9.3Quality: 8.5
Piotroski: 6/9Altman Z: 2.91
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-50.6%)

Margin of Safety

-50.6%

Fair Value

$139.97

Current Price

$210.74

$70.77 premium

UndervaluedFair: $139.97Overvalued
VIOTUndervalued (+57.8%)

Margin of Safety

+57.8%

Fair Value

$3.29

Current Price

$0.94

$2.35 discount

UndervaluedFair: $3.29Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW4 strengths · Avg: 8.8/10
Debt/EquityHealth
-4.5910/10

Conservative balance sheet, low leverage

Market CapQuality
$115.86B9/10

Large-cap with strong market position

P/E RatioValuation
17.5x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.83B8/10

Generating 2.8B in free cash flow

VIOT4 strengths · Avg: 9.5/10
P/E RatioValuation
3.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.538/10

Growing faster than its price suggests

Areas to Watch

LOW4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

VIOT4 concerns · Avg: 2.8/10
Market CapQuality
$63.01M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.8%3/10

5.8% margin — thin

Operating MarginProfitability
1.0%3/10

Operating margin of 1.0%

Revenue GrowthGrowth
-25.9%2/10

Revenue declined 25.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bull Case : VIOT

The strongest argument for VIOT centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.53 suggests the stock is reasonably priced for its growth.

Bear Case : LOW

The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.

Bear Case : VIOT

The primary concerns for VIOT are Market Cap, Profit Margin, Operating Margin.

Key Dynamics to Monitor

LOW carries more volatility with a beta of 0.90 — expect wider price swings.

LOW is growing revenue faster at 10.3% — sustainability is the question.

LOW generates stronger free cash flow (2.8B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LOW scores higher overall (50/100 vs 48/100) and 10.3% revenue growth. VIOT offers better value entry with a 57.8% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

Visit Website →

Viomi Technology ADR

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · China

Viomi Technology Co., Ltd, develops and sells Internet of Things (IoT-enabled) smart home products in the People's Republic of China. The company is headquartered in Guangzhou, China.

Want to dig deeper into these stocks?