WallStSmart

Lowe's Companies Inc (LOW)vsThe Wendy’s Co (WEN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 3931% more annual revenue ($88.43B vs $2.19B). LOW leads profitability with a 7.5% profit margin vs 6.8%. WEN appears more attractively valued with a PEG of 1.26. WEN earns a higher WallStSmart Score of 54/100 (C-).

LOW

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 4.7Quality: 6.0
Piotroski: 3/9Altman Z: 1.88

WEN

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 6.5Value: 8.7Quality: 3.5
Piotroski: 2/9Altman Z: 0.88
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-58.5%)

Margin of Safety

-58.5%

Fair Value

$140.20

Current Price

$222.48

$82.28 premium

UndervaluedFair: $140.20Overvalued
WENUndervalued (+38.4%)

Margin of Safety

+38.4%

Fair Value

$12.80

Current Price

$7.33

$5.47 discount

UndervaluedFair: $12.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW3 strengths · Avg: 9.0/10
Debt/EquityHealth
-4.5910/10

Conservative balance sheet, low leverage

Market CapQuality
$123.46B9/10

Large-cap with strong market position

Free Cash FlowQuality
$2.83B8/10

Generating 2.8B in free cash flow

WEN2 strengths · Avg: 10.0/10
P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
120.9%10/10

Every $100 of equity generates 121 in profit

Areas to Watch

LOW4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

WEN4 concerns · Avg: 3.5/10
Price/BookValuation
11.8x4/10

Trading at 11.8x book value

Revenue GrowthGrowth
3.3%4/10

3.3% revenue growth

Market CapQuality
$1.40B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.8%3/10

6.8% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, Free Cash Flow. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bull Case : WEN

The strongest argument for WEN centers on P/E Ratio, Return on Equity. PEG of 1.26 suggests the stock is reasonably priced for its growth.

Bear Case : LOW

The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.

Bear Case : WEN

The primary concerns for WEN are Price/Book, Revenue Growth, Market Cap. Debt-to-equity of 35.63 is elevated, increasing financial risk.

Key Dynamics to Monitor

LOW carries more volatility with a beta of 0.86 — expect wider price swings.

LOW is growing revenue faster at 10.3% — sustainability is the question.

LOW generates stronger free cash flow (2.8B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

WEN scores higher overall (54/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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The Wendy’s Co

CONSUMER CYCLICAL · RESTAURANTS · USA

The Wendy's Company, is a quick service restaurant business. The company is headquartered in Dublin, Ohio.

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