Lowe's Companies Inc (LOW)vsZumiez Inc (ZUMZ)
LOW
Lowe's Companies Inc
$210.74
-0.12%
CONSUMER CYCLICAL · Cap: $115.86B
ZUMZ
Zumiez Inc
$17.39
-25.94%
CONSUMER CYCLICAL · Cap: $310.28M
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 9327% more annual revenue ($88.43B vs $938.06M). LOW leads profitability with a 7.5% profit margin vs 1.5%. ZUMZ appears more attractively valued with a PEG of 0.96. ZUMZ earns a higher WallStSmart Score of 59/100 (C).
LOW
Hold50
out of 100
Grade: D+
ZUMZ
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-50.6%
Fair Value
$139.97
Current Price
$210.74
$70.77 premium
Margin of Safety
+29.2%
Fair Value
$34.10
Current Price
$17.39
$16.71 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Large-cap with strong market position
Attractively priced relative to earnings
Generating 2.8B in free cash flow
Reasonable price relative to book value
Growing faster than its price suggests
Earnings expanding 49.1% YoY
Areas to Watch
Grey zone — moderate risk
ROE of 0.0% — below average capital efficiency
7.5% margin — thin
Weak financial health signals
4.9% revenue growth
Smaller company, higher risk/reward
ROE of 4.1% — below average capital efficiency
1.5% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.36 suggests the stock is reasonably priced for its growth.
Bull Case : ZUMZ
The strongest argument for ZUMZ centers on Price/Book, PEG Ratio, EPS Growth. PEG of 0.96 suggests the stock is reasonably priced for its growth.
Bear Case : LOW
The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.
Bear Case : ZUMZ
The primary concerns for ZUMZ are Revenue Growth, Market Cap, Return on Equity. Thin 1.5% margins leave little buffer for downturns.
Key Dynamics to Monitor
ZUMZ carries more volatility with a beta of 0.96 — expect wider price swings.
LOW is growing revenue faster at 10.3% — sustainability is the question.
LOW generates stronger free cash flow (2.8B), providing more financial flexibility.
Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ZUMZ scores higher overall (59/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
Visit Website →Zumiez Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Zumiez Inc., is a specialty retailer of clothing, footwear, accessories and durable goods for young men and women. The company is headquartered in Lynnwood, Washington.
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