WallStSmart

LG Display Co Ltd (LPL)vsPagaya Technologies Ltd. (PGY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

LG Display Co Ltd generates 1820378% more annual revenue ($25.30T vs $1.39B). PGY leads profitability with a 9.1% profit margin vs -5.3%. PGY appears more attractively valued with a PEG of 0.04. PGY earns a higher WallStSmart Score of 68/100 (B-).

LPL

Hold

36

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 4.0Quality: 3.5
Piotroski: 5/9Altman Z: 1.25

PGY

Strong Buy

68

out of 100

Grade: B-

Growth: 9.3Profit: 8.0Value: 8.0Quality: 6.5
Piotroski: 5/9Altman Z: 1.51
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for LPL.

PGYUndervalued (+3.3%)

Margin of Safety

+3.3%

Fair Value

$13.31

Current Price

$19.97

$6.66 discount

UndervaluedFair: $13.31Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LPL2 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$690.95B10/10

Generating 691.0B in free cash flow

PGY6 strengths · Avg: 8.7/10
PEG RatioValuation
0.0410/10

Growing faster than its price suggests

EPS GrowthGrowth
143.3%10/10

Earnings expanding 143.3% YoY

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
27.3%8/10

Strong operational efficiency at 27.3%

Revenue GrowthGrowth
18.6%8/10

18.6% revenue growth

Areas to Watch

LPL4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

PEG RatioValuation
6.562/10

Expensive relative to growth rate

Return on EquityProfitability
-1.3%2/10

ROE of -1.3% — below average capital efficiency

EPS GrowthGrowth
-76.3%2/10

Earnings declined 76.3%

PGY3 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.514/10

Distress zone — elevated risk

Market CapQuality
$1.80B3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.533/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : LPL

The strongest argument for LPL centers on Price/Book, Free Cash Flow.

Bull Case : PGY

The strongest argument for PGY centers on PEG Ratio, EPS Growth, P/E Ratio. Revenue growth of 18.6% demonstrates continued momentum. PEG of 0.04 suggests the stock is reasonably priced for its growth.

Bear Case : LPL

The primary concerns for LPL are Revenue Growth, PEG Ratio, Return on Equity. Debt-to-equity of 2.13 is elevated, increasing financial risk.

Bear Case : PGY

The primary concerns for PGY are Altman Z-Score, Market Cap, Debt/Equity. Debt-to-equity of 1.53 is elevated, increasing financial risk.

Key Dynamics to Monitor

LPL profiles as a turnaround stock while PGY is a growth play — different risk/reward profiles.

PGY carries more volatility with a beta of 5.37 — expect wider price swings.

PGY is growing revenue faster at 18.6% — sustainability is the question.

LPL generates stronger free cash flow (691.0B), providing more financial flexibility.

Bottom Line

PGY scores higher overall (68/100 vs 36/100) and 18.6% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

LG Display Co Ltd

TECHNOLOGY · CONSUMER ELECTRONICS · USA

LG Display Co., Ltd. is dedicated to the design, manufacture and sale of thin film transistor liquid crystal displays (TFT-LCD) and display panels based on organic light emitting diode (OLED) technology. The company is headquartered in Seoul, South Korea.

Pagaya Technologies Ltd.

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Pagaya Technologies Ltd. is a financial technology company in Israel, the United States and the Cayman Islands. The company is headquartered in Tel Aviv, Israel.

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