WallStSmart

LTC Properties Inc (LTC)vsAT&T Inc. 5.35% GLB NTS 66 (TBB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

LTC leads profitability with a 39.9% profit margin vs 0.0%. TBB trades at a lower P/E of 3.8x. LTC earns a higher WallStSmart Score of 55/100 (C-).

LTC

Buy

55

out of 100

Grade: C-

Growth: 4.0Profit: 7.5Value: 6.7Quality: 4.0
Piotroski: 3/9Altman Z: 1.10

TBB

Avoid

25

out of 100

Grade: F

Growth: 4.0Profit: 5.0Value: 6.7Quality: 3.5
Piotroski: 5/9Altman Z: 0.87
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LTCUndervalued (+49.4%)

Margin of Safety

+49.4%

Fair Value

$77.92

Current Price

$42.27

$35.65 discount

UndervaluedFair: $77.92Overvalued

Intrinsic value data unavailable for TBB.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LTC4 strengths · Avg: 9.0/10
Profit MarginProfitability
39.9%10/10

Keeps 40 of every $100 in revenue as profit

Operating MarginProfitability
52.9%10/10

Strong operational efficiency at 52.9%

P/E RatioValuation
15.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

TBB3 strengths · Avg: 9.0/10
P/E RatioValuation
3.8x10/10

Attractively priced relative to earnings

Market CapQuality
$132.56B9/10

Large-cap with strong market position

Free Cash FlowQuality
$5.17B8/10

Generating 5.2B in free cash flow

Areas to Watch

LTC4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
5.742/10

Expensive relative to growth rate

Revenue GrowthGrowth
-19.0%2/10

Revenue declined 19.0%

EPS GrowthGrowth
-54.4%2/10

Earnings declined 54.4%

TBB4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : LTC

The strongest argument for LTC centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 39.9% and operating margin at 52.9%.

Bull Case : TBB

The strongest argument for TBB centers on P/E Ratio, Market Cap, Free Cash Flow.

Bear Case : LTC

The primary concerns for LTC are Piotroski F-Score, PEG Ratio, Revenue Growth.

Bear Case : TBB

The primary concerns for TBB are Revenue Growth, EPS Growth, Profit Margin.

Key Dynamics to Monitor

LTC profiles as a declining stock while TBB is a value play — different risk/reward profiles.

TBB is growing revenue faster at 0.0% — sustainability is the question.

TBB generates stronger free cash flow (5.2B), providing more financial flexibility.

Monitor REIT - HEALTHCARE FACILITIES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LTC scores higher overall (55/100 vs 25/100), backed by strong 39.9% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

LTC Properties Inc

REAL ESTATE · REIT - HEALTHCARE FACILITIES · USA

LTC is a real estate investment trust (REIT) that invests in senior housing and healthcare properties primarily through back-lease sales, mortgage financing, joint ventures, and structured finance solutions including preferred equity and mezzanine loans. .

AT&T Inc. 5.35% GLB NTS 66

REAL ESTATE · REIT - RESIDENTIAL · USA

AT&T Inc. provides digital entertainment communications and services. The company is headquartered in Dallas, Texas.

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