Lexinfintech Holdings Ltd (LX)vsSun Life Financial Inc. (SLF)
LX
Lexinfintech Holdings Ltd
$0.69
-2.84%
FINANCIAL SERVICES · Cap: $124.07M
SLF
Sun Life Financial Inc.
$78.57
+1.16%
FINANCIAL SERVICES · Cap: $43.35B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 174% more annual revenue ($35.53B vs $12.96B). SLF leads profitability with a 9.5% profit margin vs 8.0%. LX trades at a lower P/E of 0.8x. SLF earns a higher WallStSmart Score of 67/100 (B-).
LX
Hold39
out of 100
Grade: F
SLF
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Reasonable price relative to book value
Earnings expanding 43.2% YoY
Areas to Watch
Smaller company, higher risk/reward
Revenue declined 11.2%
Earnings declined 79.0%
Operating margin of -3.3%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : LX
The strongest argument for LX centers on P/E Ratio, Price/Book.
Bull Case : SLF
The strongest argument for SLF centers on Price/Book, EPS Growth. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bear Case : LX
The primary concerns for LX are Market Cap, Revenue Growth, EPS Growth.
Bear Case : SLF
The primary concerns for SLF are Altman Z-Score.
Key Dynamics to Monitor
LX carries more volatility with a beta of 0.84 — expect wider price swings.
SLF is growing revenue faster at 7.5% — sustainability is the question.
Monitor CREDIT SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
SLF scores higher overall (67/100 vs 39/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lexinfintech Holdings Ltd
FINANCIAL SERVICES · CREDIT SERVICES · China
LexinFintech Holdings Ltd., is an online consumer finance and consumer platform for young professionals in the People's Republic of China. The company is headquartered in Shenzhen, the People's Republic of China.
Visit Website →Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
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