Mastercard Inc (MA)vsNisun International Enterprise Development Group Co Ltd (NISN)
MA
Mastercard Inc
$502.76
+0.77%
FINANCIAL SERVICES · Cap: $445.26B
NISN
Nisun International Enterprise Development Group Co Ltd
$0.58
+3.53%
FINANCIAL SERVICES · Cap: $6.96M
Smart Verdict
WallStSmart Research — data-driven comparison
Mastercard Inc generates 13635% more annual revenue ($32.79B vs $238.75M). MA leads profitability with a 45.7% profit margin vs -31.2%. MA earns a higher WallStSmart Score of 70/100 (B).
MA
Strong Buy70
out of 100
Grade: B
NISN
Avoid30
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+33.1%
Fair Value
$751.54
Current Price
$502.76
$248.78 discount
Intrinsic value data unavailable for NISN.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 46 of every $100 in revenue as profit
Strong operational efficiency at 57.7%
Safe zone — low bankruptcy risk
17.6% revenue growth
Earnings expanding 24.2% YoY
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
ROE of 2.1% — below average capital efficiency
Trading at 58.1x book value
Smaller company, higher risk/reward
Operating margin of 4.7%
ROE of -44.5% — below average capital efficiency
Revenue declined 52.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : MA
The strongest argument for MA centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 45.7% and operating margin at 57.7%. Revenue growth of 17.6% demonstrates continued momentum.
Bull Case : NISN
The strongest argument for NISN centers on Price/Book.
Bear Case : MA
The primary concerns for MA are PEG Ratio, P/E Ratio, Return on Equity. Debt-to-equity of 2.45 is elevated, increasing financial risk.
Bear Case : NISN
The primary concerns for NISN are Market Cap, Operating Margin, Return on Equity.
Key Dynamics to Monitor
MA profiles as a growth stock while NISN is a turnaround play — different risk/reward profiles.
NISN carries more volatility with a beta of 1.65 — expect wider price swings.
MA is growing revenue faster at 17.6% — sustainability is the question.
MA generates stronger free cash flow (4.8B), providing more financial flexibility.
Bottom Line
MA scores higher overall (70/100 vs 30/100), backed by strong 45.7% margins and 17.6% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mastercard Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
Mastercard Incorporated is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York. The Global Operations Headquarters is located in O'Fallon, Missouri, a municipality of St. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the Mastercard brand debit, credit and prepaid cards to make purchases. Mastercard Worldwide has been a publicly traded company since 2006.
Visit Website →Nisun International Enterprise Development Group Co Ltd
FINANCIAL SERVICES · CREDIT SERVICES · China
Nisun International Enterprise Development Group Co., Ltd, provides technology-driven integrated supply chain financing solutions to small and medium-sized enterprises in the People's Republic of China. The company is headquartered in Wenzhou, the People's Republic of China.
Compare with Other CREDIT SERVICES Stocks
Want to dig deeper into these stocks?