WallStSmart

Mid-America Apartment Communities Inc (MAA)vsVeris Residential Inc (VRE)

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Smart Verdict

WallStSmart Research — data-driven comparison

Mid-America Apartment Communities Inc generates 653% more annual revenue ($2.21B vs $293.29M). VRE leads profitability with a 25.7% profit margin vs 20.2%. MAA appears more attractively valued with a PEG of 7.03. VRE earns a higher WallStSmart Score of 61/100 (C+).

MAA

Buy

52

out of 100

Grade: C-

Growth: 3.3Profit: 7.0Value: 4.7Quality: 3.3
Piotroski: 2/9Altman Z: 0.78

VRE

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 8.0Value: 7.3Quality: 5.0
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Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MAASignificantly Overvalued (-429.3%)

Margin of Safety

-429.3%

Fair Value

$25.70

Current Price

$121.64

$95.94 premium

UndervaluedFair: $25.70Overvalued
VREUndervalued (+54.0%)

Margin of Safety

+54.0%

Fair Value

$35.57

Current Price

$18.93

$16.64 discount

UndervaluedFair: $35.57Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MAA3 strengths · Avg: 8.3/10
Profit MarginProfitability
20.2%9/10

Keeps 20 of every $100 in revenue as profit

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
28.4%8/10

Strong operational efficiency at 28.4%

VRE4 strengths · Avg: 8.8/10
EPS GrowthGrowth
269.4%10/10

Earnings expanding 269.4% YoY

Profit MarginProfitability
25.7%9/10

Keeps 26 of every $100 in revenue as profit

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
21.1%8/10

Strong operational efficiency at 21.1%

Areas to Watch

MAA4 concerns · Avg: 3.5/10
P/E RatioValuation
32.2x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Return on EquityProfitability
7.6%3/10

ROE of 7.6% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

VRE4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.6%4/10

4.6% revenue growth

Market CapQuality
$1.77B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.0%3/10

ROE of 6.0% — below average capital efficiency

PEG RatioValuation
8.592/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : MAA

The strongest argument for MAA centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 20.2% and operating margin at 28.4%.

Bull Case : VRE

The strongest argument for VRE centers on EPS Growth, Profit Margin, Price/Book. Profitability is solid with margins at 25.7% and operating margin at 21.1%.

Bear Case : MAA

The primary concerns for MAA are P/E Ratio, Revenue Growth, Return on Equity.

Bear Case : VRE

The primary concerns for VRE are Revenue Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

VRE carries more volatility with a beta of 1.19 — expect wider price swings.

VRE is growing revenue faster at 4.6% — sustainability is the question.

MAA generates stronger free cash flow (159M), providing more financial flexibility.

Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

VRE scores higher overall (61/100 vs 52/100), backed by strong 25.7% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mid-America Apartment Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.

Veris Residential Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Veris Residential Inc. (VRE) is a prominent real estate investment trust (REIT) dedicated to acquiring, developing, and managing high-quality residential properties in key urban markets across the United States. With a strategic emphasis on sustainability and community engagement, the company has built a diversified portfolio that caters to a wide range of demographic segments. Veris Residential leverages its industry expertise to capitalize on the growing demand for modern living spaces, positioning itself for resilient performance and long-term value creation. By focusing on consistent rental income and potential capital appreciation, Veris Residential aims to provide robust returns for its investors in a dynamic housing market.

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