WallStSmart

Masco Corporation (MAS)vsUnion Pacific Corporation (UNP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Union Pacific Corporation generates 222% more annual revenue ($24.70B vs $7.68B). UNP leads profitability with a 29.2% profit margin vs 10.9%. MAS appears more attractively valued with a PEG of 1.87. MAS earns a higher WallStSmart Score of 67/100 (B-).

MAS

Strong Buy

67

out of 100

Grade: B-

Growth: 5.3Profit: 8.5Value: 5.0Quality: 7.5
Piotroski: 4/9Altman Z: 2.35

UNP

Buy

60

out of 100

Grade: C

Growth: 4.0Profit: 9.5Value: 3.3Quality: 5.0
Piotroski: 5/9Altman Z: 2.45
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for MAS.

UNPSignificantly Overvalued (-88.0%)

Margin of Safety

-88.0%

Fair Value

$136.65

Current Price

$272.32

$135.67 premium

UndervaluedFair: $136.65Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MAS3 strengths · Avg: 9.3/10
Return on EquityProfitability
84.6%10/10

Every $100 of equity generates 85 in profit

Debt/EquityHealth
-13.6410/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
20.0%8/10

Earnings expanding 20.0% YoY

UNP5 strengths · Avg: 9.2/10
Return on EquityProfitability
37.1%10/10

Every $100 of equity generates 37 in profit

Operating MarginProfitability
40.4%10/10

Strong operational efficiency at 40.4%

Market CapQuality
$158.71B9/10

Large-cap with strong market position

Profit MarginProfitability
29.2%9/10

Keeps 29 of every $100 in revenue as profit

Free Cash FlowQuality
$1.50B8/10

Generating 1.5B in free cash flow

Areas to Watch

MAS2 concerns · Avg: 3.0/10
PEG RatioValuation
1.874/10

Expensive relative to growth rate

Free Cash FlowQuality
$-113.00M2/10

Negative free cash flow — burning cash

UNP4 concerns · Avg: 3.3/10
Price/BookValuation
8.3x4/10

Trading at 8.3x book value

Revenue GrowthGrowth
3.2%4/10

3.2% revenue growth

Debt/EquityHealth
1.623/10

Elevated debt levels

PEG RatioValuation
3.332/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : MAS

The strongest argument for MAS centers on Return on Equity, Debt/Equity, EPS Growth.

Bull Case : UNP

The strongest argument for UNP centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 29.2% and operating margin at 40.4%.

Bear Case : MAS

The primary concerns for MAS are PEG Ratio, Free Cash Flow.

Bear Case : UNP

The primary concerns for UNP are Price/Book, Revenue Growth, Debt/Equity. Debt-to-equity of 1.62 is elevated, increasing financial risk.

Key Dynamics to Monitor

MAS carries more volatility with a beta of 1.31 — expect wider price swings.

MAS is growing revenue faster at 6.5% — sustainability is the question.

UNP generates stronger free cash flow (1.5B), providing more financial flexibility.

Monitor BUILDING PRODUCTS & EQUIPMENT industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MAS scores higher overall (67/100 vs 60/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Masco Corporation

INDUSTRIALS · BUILDING PRODUCTS & EQUIPMENT · USA

Masco Corporation is a manufacturer of products for the home improvement and new home construction markets.

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Union Pacific Corporation

INDUSTRIALS · RAILROADS · USA

The Union Pacific Corporation (Union Pacific) is a publicly traded railroad holding company. It was incorporated in Utah in 1969 and is headquartered in Omaha, Nebraska. It is the parent company of the current, Delaware-registered, form of the Union Pacific Railroad.

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