WallStSmart

MercadoLibre Inc. (MELI)vsWhirlpool Corporation (WHR)

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Smart Verdict

WallStSmart Research — data-driven comparison

MercadoLibre Inc. generates 136% more annual revenue ($35.18B vs $14.92B). MELI leads profitability with a 5.3% profit margin vs 1.3%. MELI appears more attractively valued with a PEG of 1.00. MELI earns a higher WallStSmart Score of 58/100 (C).

MELI

Buy

58

out of 100

Grade: C

Growth: 7.3Profit: 6.0Value: 6.7Quality: 4.0
Piotroski: 2/9Altman Z: 1.35

WHR

Hold

48

out of 100

Grade: D+

Growth: 2.0Profit: 4.0Value: 7.0Quality: 3.5
Piotroski: 3/9Altman Z: 1.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MELIUndervalued (+64.4%)

Margin of Safety

+64.4%

Fair Value

$5665.85

Current Price

$1660.13

$4005.72 discount

UndervaluedFair: $5665.85Overvalued

Intrinsic value data unavailable for WHR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MELI5 strengths · Avg: 8.8/10
Revenue GrowthGrowth
49.8%10/10

Revenue surging 49.8% year-over-year

Market CapQuality
$92.98B9/10

Large-cap with strong market position

Return on EquityProfitability
23.8%9/10

Every $100 of equity generates 24 in profit

PEG RatioValuation
1.008/10

Growing faster than its price suggests

Free Cash FlowQuality
$3.22B8/10

Generating 3.2B in free cash flow

WHR2 strengths · Avg: 10.0/10
P/E RatioValuation
9.2x10/10

Attractively priced relative to earnings

Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Areas to Watch

MELI4 concerns · Avg: 3.3/10
Price/BookValuation
10.7x4/10

Trading at 10.7x book value

Profit MarginProfitability
5.3%3/10

5.3% margin — thin

Debt/EquityHealth
1.683/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

WHR4 concerns · Avg: 3.0/10
Market CapQuality
$1.82B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.3%3/10

ROE of 4.3% — below average capital efficiency

Profit MarginProfitability
1.3%3/10

1.3% margin — thin

Operating MarginProfitability
1.6%3/10

Operating margin of 1.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : MELI

The strongest argument for MELI centers on Revenue Growth, Market Cap, Return on Equity. Revenue growth of 49.8% demonstrates continued momentum. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bull Case : WHR

The strongest argument for WHR centers on P/E Ratio, Price/Book. PEG of 1.04 suggests the stock is reasonably priced for its growth.

Bear Case : MELI

The primary concerns for MELI are Price/Book, Profit Margin, Debt/Equity. A P/E of 50.5x leaves little room for execution misses. Debt-to-equity of 1.68 is elevated, increasing financial risk.

Bear Case : WHR

The primary concerns for WHR are Market Cap, Return on Equity, Profit Margin. Debt-to-equity of 2.05 is elevated, increasing financial risk. Thin 1.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

MELI profiles as a hypergrowth stock while WHR is a value play — different risk/reward profiles.

MELI carries more volatility with a beta of 1.31 — expect wider price swings.

MELI is growing revenue faster at 49.8% — sustainability is the question.

MELI generates stronger free cash flow (3.2B), providing more financial flexibility.

Bottom Line

MELI scores higher overall (58/100 vs 48/100) and 49.8% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

MercadoLibre Inc.

CONSUMER CYCLICAL · INTERNET RETAIL · USA

MercadoLibre, Inc. operates online trading platforms in Latin America. The company is headquartered in Buenos Aires, Argentina.

Whirlpool Corporation

CONSUMER CYCLICAL · FURNISHINGS, FIXTURES & APPLIANCES · USA

The Whirlpool Corporation is an American multinational manufacturer and marketer of home appliances, headquartered in Benton Charter Township, Michigan, United States.

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