Mizuho Financial Group Inc. (MFG)vsMagyar Bancorp Inc (MGYR)
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
MGYR
Magyar Bancorp Inc
$17.25
+4.29%
FINANCIAL SERVICES · Cap: $108.70M
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 11411920% more annual revenue ($4.02T vs $35.21M). MGYR leads profitability with a 27.7% profit margin vs 26.1%. MGYR trades at a lower P/E of 10.8x. MFG earns a higher WallStSmart Score of 74/100 (B).
MFG
Strong Buy74
out of 100
Grade: B
MGYR
Hold50
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Margin of Safety
-69.7%
Fair Value
$10.61
Current Price
$17.25
$6.64 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 40.7%
Keeps 28 of every $100 in revenue as profit
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
Revenue declined 3.5%
Earnings declined 2.5%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : MGYR
The strongest argument for MGYR centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 27.7% and operating margin at 40.7%.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Bear Case : MGYR
The primary concerns for MGYR are Market Cap, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
MFG profiles as a mature stock while MGYR is a declining play — different risk/reward profiles.
MGYR carries more volatility with a beta of 0.25 — expect wider price swings.
MFG is growing revenue faster at 5.5% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MFG scores higher overall (74/100 vs 50/100), backed by strong 26.1% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Magyar Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Magyar Bancorp, Inc. is the holding company of Magyar Bank providing various banking services in the United States.
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