WallStSmart

Mizuho Financial Group Inc. (MFG)vsNSTS Bancorp Inc (NSTS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 41157757% more annual revenue ($4.02T vs $9.76M). MFG leads profitability with a 26.1% profit margin vs -5.8%. MFG earns a higher WallStSmart Score of 74/100 (B).

MFG

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 10.0Quality: 5.0

NSTS

Avoid

32

out of 100

Grade: F

Growth: 6.7Profit: 2.5Value: 5.0Quality: 5.5
Piotroski: 6/9Altman Z: 0.00
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MFGUndervalued (+42.4%)

Margin of Safety

+42.4%

Fair Value

$17.51

Current Price

$7.81

$9.70 discount

UndervaluedFair: $17.51Overvalued

Intrinsic value data unavailable for NSTS.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MFG6 strengths · Avg: 9.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.3%10/10

Strong operational efficiency at 36.3%

Market CapQuality
$92.84B9/10

Large-cap with strong market position

Profit MarginProfitability
26.1%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
14.3x8/10

Attractively priced relative to earnings

NSTS1 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Areas to Watch

MFG0 concerns · Avg: 0/10

No major concerns identified

NSTS4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$59.49M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
2.5%3/10

Operating margin of 2.5%

Return on EquityProfitability
-0.7%2/10

ROE of -0.7% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : MFG

The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : NSTS

The strongest argument for NSTS centers on Price/Book. Revenue growth of 14.6% demonstrates continued momentum.

Bear Case : MFG

No major red flags identified for MFG, but monitor valuation.

Bear Case : NSTS

The primary concerns for NSTS are EPS Growth, Market Cap, Operating Margin.

Key Dynamics to Monitor

MFG profiles as a mature stock while NSTS is a turnaround play — different risk/reward profiles.

MFG carries more volatility with a beta of 0.20 — expect wider price swings.

NSTS is growing revenue faster at 14.6% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MFG scores higher overall (74/100 vs 32/100), backed by strong 26.1% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

NSTS Bancorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

NSTS Bancorp, Inc. is focused on operating as a savings and loan holding company for North Shore Trust and Savings which provides banking products and services in Illinois. The company is headquartered in Waukegan, Illinois.

Visit Website →

Want to dig deeper into these stocks?