Mizuho Financial Group Inc. (MFG)vsNorwood Financial Corp (NWFL)
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
NWFL
Norwood Financial Corp
$28.92
-0.92%
FINANCIAL SERVICES · Cap: $319.06M
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 4662687% more annual revenue ($4.02T vs $86.17M). NWFL leads profitability with a 32.2% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. NWFL earns a higher WallStSmart Score of 75/100 (B).
MFG
Strong Buy74
out of 100
Grade: B
NWFL
Strong Buy75
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Margin of Safety
+77.9%
Fair Value
$140.87
Current Price
$28.92
$111.95 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 48.0%
Revenue surging 39.0% year-over-year
Earnings expanding 86.3% YoY
Areas to Watch
No major concerns identified
Expensive relative to growth rate
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : NWFL
The strongest argument for NWFL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 32.2% and operating margin at 48.0%. Revenue growth of 39.0% demonstrates continued momentum.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Bear Case : NWFL
The primary concerns for NWFL are PEG Ratio, Market Cap.
Key Dynamics to Monitor
MFG profiles as a mature stock while NWFL is a growth play — different risk/reward profiles.
NWFL carries more volatility with a beta of 0.59 — expect wider price swings.
NWFL is growing revenue faster at 39.0% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NWFL scores higher overall (75/100 vs 74/100), backed by strong 32.2% margins and 39.0% revenue growth. MFG offers better value entry with a 42.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Norwood Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Norwood Financial Corp. The company is headquartered in Honesdale, Pennsylvania.
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