Mizuho Financial Group Inc. (MFG)vsOP Bancorp (OPBK)
MFG
Mizuho Financial Group Inc.
$9.52
0.00%
FINANCIAL SERVICES · Cap: $115.97B
OPBK
OP Bancorp
$13.64
-3.40%
FINANCIAL SERVICES · Cap: $210.16M
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 4695429% more annual revenue ($4.40T vs $93.75M). OPBK leads profitability with a 29.1% profit margin vs 28.4%. OPBK appears more attractively valued with a PEG of 0.97. OPBK earns a higher WallStSmart Score of 79/100 (B+).
MFG
Strong Buy78
out of 100
Grade: B+
OPBK
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 32.5%
Earnings expanding 680.0% YoY
Generating 487.7B in free cash flow
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 45.8%
Keeps 29 of every $100 in revenue as profit
Growing faster than its price suggests
Earnings expanding 30.0% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Operating Margin, EPS Growth, Free Cash Flow. Profitability is solid with margins at 28.4% and operating margin at 32.5%. Revenue growth of 16.7% demonstrates continued momentum.
Bull Case : OPBK
The strongest argument for OPBK centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 29.1% and operating margin at 45.8%. Revenue growth of 12.3% demonstrates continued momentum.
Bear Case : MFG
The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.88 is elevated, increasing financial risk.
Bear Case : OPBK
The primary concerns for OPBK are Market Cap, Altman Z-Score.
Key Dynamics to Monitor
MFG profiles as a growth stock while OPBK is a mature play — different risk/reward profiles.
OPBK carries more volatility with a beta of 0.60 — expect wider price swings.
MFG is growing revenue faster at 16.7% — sustainability is the question.
MFG generates stronger free cash flow (487.7B), providing more financial flexibility.
Bottom Line
OPBK scores higher overall (79/100 vs 78/100), backed by strong 29.1% margins and 12.3% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
OP Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
OP Bancorp is Open Bank's banking holding company offering banking products and services in California. The company is headquartered in Los Angeles, California.
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