Mizuho Financial Group Inc. (MFG)vsProvident Financial Services Inc (PFS)
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
PFS
Provident Financial Services Inc
$20.88
+0.19%
FINANCIAL SERVICES · Cap: $2.73B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 463414% more annual revenue ($4.02T vs $866.82M). PFS leads profitability with a 33.6% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. PFS earns a higher WallStSmart Score of 80/100 (B+).
MFG
Strong Buy74
out of 100
Grade: B
PFS
Strong Buy80
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Margin of Safety
+77.7%
Fair Value
$104.36
Current Price
$20.88
$83.48 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 54.5%
Earnings expanding 72.1% YoY
15.2% revenue growth
Areas to Watch
No major concerns identified
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : PFS
The strongest argument for PFS centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 33.6% and operating margin at 54.5%. Revenue growth of 15.2% demonstrates continued momentum.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Bear Case : PFS
The primary concerns for PFS are PEG Ratio.
Key Dynamics to Monitor
MFG profiles as a mature stock while PFS is a growth play — different risk/reward profiles.
PFS carries more volatility with a beta of 0.84 — expect wider price swings.
PFS is growing revenue faster at 15.2% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
PFS scores higher overall (80/100 vs 74/100), backed by strong 33.6% margins and 15.2% revenue growth. MFG offers better value entry with a 42.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Provident Financial Services Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Provident Financial Services, Inc. is the banking holding company for Provident Bank offering various banking products and services to individuals, families and businesses in the United States. The company is headquartered in Jersey City, New Jersey.
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