Mizuho Financial Group Inc. (MFG)vsValley National Bancorp (VLY)
MFG
Mizuho Financial Group Inc.
$10.70
+3.48%
FINANCIAL SERVICES · Cap: $127.18B
VLY
Valley National Bancorp
$14.77
-0.74%
FINANCIAL SERVICES · Cap: $7.90B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 235821% more annual revenue ($4.74T vs $2.01B). VLY leads profitability with a 34.5% profit margin vs 29.1%. VLY appears more attractively valued with a PEG of 1.16. MFG earns a higher WallStSmart Score of 82/100 (A-).
MFG
Exceptional Buy82
out of 100
Grade: A-
VLY
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 46.0%
Revenue surging 35.0% year-over-year
Generating 487.7B in free cash flow
Large-cap with strong market position
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 46.8%
Attractively priced relative to earnings
15.0% revenue growth
Earnings expanding 31.8% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Operating Margin, Revenue Growth, Free Cash Flow. Profitability is solid with margins at 29.1% and operating margin at 46.0%. Revenue growth of 35.0% demonstrates continued momentum.
Bull Case : VLY
The strongest argument for VLY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 34.5% and operating margin at 46.8%. Revenue growth of 15.0% demonstrates continued momentum.
Bear Case : MFG
The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.88 is elevated, increasing financial risk.
Bear Case : VLY
The primary concerns for VLY are Altman Z-Score.
Key Dynamics to Monitor
MFG profiles as a growth stock while VLY is a mature play — different risk/reward profiles.
VLY carries more volatility with a beta of 1.05 — expect wider price swings.
MFG is growing revenue faster at 35.0% — sustainability is the question.
MFG generates stronger free cash flow (487.7B), providing more financial flexibility.
Bottom Line
MFG scores higher overall (82/100 vs 77/100), backed by strong 29.1% margins and 35.0% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Valley National Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Valley National Bancorp is the parent company of Valley National Bank offering various commercial, retail, insurance and wealth management financial services products. The company is headquartered in New York, New York.
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