WallStSmart

Medallion Financial Corp (MFIN)vsSun Life Financial Inc. (SLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 9935% more annual revenue ($34.90B vs $347.76M). MFIN leads profitability with a 10.3% profit margin vs 8.8%. MFIN appears more attractively valued with a PEG of 0.77. MFIN earns a higher WallStSmart Score of 63/100 (C+).

MFIN

Buy

63

out of 100

Grade: C+

Growth: 4.7Profit: 7.0Value: 7.7Quality: 5.5
Piotroski: 6/9Altman Z: 1.58

SLF

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 5.5Value: 5.7Quality: 6.0
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MFIN4 strengths · Avg: 9.5/10
P/E RatioValuation
7.0x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Operating MarginProfitability
45.0%10/10

Strong operational efficiency at 45.0%

PEG RatioValuation
0.778/10

Growing faster than its price suggests

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.11B8/10

Generating 4.1B in free cash flow

Areas to Watch

MFIN4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.584/10

Distress zone — elevated risk

Market CapQuality
$238.06M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-6.4%2/10

Revenue declined 6.4%

EPS GrowthGrowth
-60.0%2/10

Earnings declined 60.0%

SLF2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : MFIN

The strongest argument for MFIN centers on P/E Ratio, Price/Book, Operating Margin. PEG of 0.77 suggests the stock is reasonably priced for its growth.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, Free Cash Flow. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : MFIN

The primary concerns for MFIN are Altman Z-Score, Market Cap, Revenue Growth.

Bear Case : SLF

The primary concerns for SLF are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

MFIN profiles as a declining stock while SLF is a value play — different risk/reward profiles.

SLF carries more volatility with a beta of 0.83 — expect wider price swings.

SLF is growing revenue faster at 0.2% — sustainability is the question.

SLF generates stronger free cash flow (4.1B), providing more financial flexibility.

Bottom Line

MFIN scores higher overall (63/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Medallion Financial Corp

FINANCIAL SERVICES · CREDIT SERVICES · USA

Medallion Financial Corp. The company is headquartered in New York City, New York.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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