WallStSmart

Marygold Companies Inc (MGLD)vsRoyal Bank of Canada (RY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 219233% more annual revenue ($67.15B vs $30.62M). RY leads profitability with a 33.9% profit margin vs -7.1%. RY earns a higher WallStSmart Score of 63/100 (C+).

MGLD

Avoid

34

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 8.0
Piotroski: 1/9Altman Z: 3.04

RY

Buy

63

out of 100

Grade: C+

Growth: 7.3Profit: 8.0Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: -0.50

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MGLD4 strengths · Avg: 9.5/10
Revenue GrowthGrowth
30.2%10/10

Revenue surging 30.2% year-over-year

Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.0410/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

RY4 strengths · Avg: 9.5/10
Market CapQuality
$291.55B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.9%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
46.4%10/10

Strong operational efficiency at 46.4%

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Areas to Watch

MGLD4 concerns · Avg: 2.5/10
Market CapQuality
$45.08M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-9.7%2/10

ROE of -9.7% — below average capital efficiency

EPS GrowthGrowth
-72.4%2/10

Earnings declined 72.4%

RY4 concerns · Avg: 2.3/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Free Cash FlowQuality
$-28.67B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
-0.502/10

Distress zone — elevated risk

Debt/EquityHealth
2.881/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : MGLD

The strongest argument for MGLD centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 30.2% demonstrates continued momentum.

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.

Bear Case : MGLD

The primary concerns for MGLD are Market Cap, Piotroski F-Score, Return on Equity.

Bear Case : RY

The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.

Key Dynamics to Monitor

MGLD profiles as a hypergrowth stock while RY is a mature play — different risk/reward profiles.

RY carries more volatility with a beta of 0.92 — expect wider price swings.

MGLD is growing revenue faster at 30.2% — sustainability is the question.

MGLD generates stronger free cash flow (-1M), providing more financial flexibility.

Bottom Line

RY scores higher overall (63/100 vs 34/100), backed by strong 33.9% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Marygold Companies Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Marygold Companies Inc. (MGLD) is a forward-looking diversified firm specializing in hospitality and experiential services, dedicated to enhancing customer experiences while prioritizing profitability and sustainable growth. By harnessing emerging trends and establishing strategic alliances, MGLD is strategically positioned to take advantage of shifting market dynamics within the leisure sector. With a strong emphasis on quality and unique service offerings, the company presents a compelling investment opportunity for institutional investors aiming to capitalize on the growth potential of the expanding leisure market.

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

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