WallStSmart

Monday.Com Ltd (MNDY)vsSAP SE ADR (SAP)

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Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 2695% more annual revenue ($38.19B vs $1.37B). SAP leads profitability with a 20.4% profit margin vs 8.9%. MNDY appears more attractively valued with a PEG of 0.79. SAP earns a higher WallStSmart Score of 64/100 (C+).

MNDY

Buy

62

out of 100

Grade: C+

Growth: 9.3Profit: 6.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.87

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 8.0
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for MNDY.

SAPSignificantly Overvalued (-29.9%)

Margin of Safety

-29.9%

Fair Value

$151.18

Current Price

$210.68

$59.50 premium

UndervaluedFair: $151.18Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MNDY3 strengths · Avg: 8.7/10
EPS GrowthGrowth
163.9%10/10

Earnings expanding 163.9% YoY

PEG RatioValuation
0.798/10

Growing faster than its price suggests

Revenue GrowthGrowth
21.9%8/10

Revenue surging 21.9% year-over-year

SAP6 strengths · Avg: 9.0/10
Market CapQuality
$241.75B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Areas to Watch

MNDY3 concerns · Avg: 3.7/10
P/E RatioValuation
37.3x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.874/10

Grey zone — moderate risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

SAP3 concerns · Avg: 3.3/10
PEG RatioValuation
1.604/10

Expensive relative to growth rate

P/E RatioValuation
27.3x4/10

Moderate valuation

Price/BookValuation
66.3x2/10

Trading at 66.3x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : MNDY

The strongest argument for MNDY centers on EPS Growth, PEG Ratio, Revenue Growth. Revenue growth of 21.9% demonstrates continued momentum. PEG of 0.79 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : MNDY

The primary concerns for MNDY are P/E Ratio, Altman Z-Score, Piotroski F-Score.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

MNDY profiles as a growth stock while SAP is a mature play — different risk/reward profiles.

MNDY carries more volatility with a beta of 1.15 — expect wider price swings.

MNDY is growing revenue faster at 21.9% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 62/100), backed by strong 20.4% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Monday.Com Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

monday.com Ltd. develops and markets a team management platform for organizations and businesses. The company is headquartered in Tel Aviv-Yafo, Israel with additional offices in New York, New York; London, United Kingdom; Sydney, Australia; Miami, Florida; and San Francisco, California.

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SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

Visit Website →

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