WallStSmart

Monday.Com Ltd (MNDY)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 2887% more annual revenue ($36.80B vs $1.23B). SAP leads profitability with a 19.5% profit margin vs 9.6%. MNDY appears more attractively valued with a PEG of 0.28. MNDY earns a higher WallStSmart Score of 63/100 (C+).

MNDY

Buy

63

out of 100

Grade: C+

Growth: 7.3Profit: 4.5Value: 10.0Quality: 7.0
Piotroski: 3/9Altman Z: 1.87

SAP

Buy

58

out of 100

Grade: C

Growth: 5.3Profit: 8.5Value: 7.3Quality: 8.0
Piotroski: 6/9Altman Z: 3.09
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MNDYUndervalued (+30.3%)

Margin of Safety

+30.3%

Fair Value

$104.83

Current Price

$69.28

$35.55 discount

UndervaluedFair: $104.83Overvalued
SAPSignificantly Overvalued (-88.8%)

Margin of Safety

-88.8%

Fair Value

$104.04

Current Price

$168.95

$64.91 premium

UndervaluedFair: $104.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MNDY4 strengths · Avg: 8.8/10
PEG RatioValuation
0.2810/10

Growing faster than its price suggests

Debt/EquityHealth
0.259/10

Conservative balance sheet, low leverage

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
24.6%8/10

Revenue surging 24.6% year-over-year

SAP6 strengths · Avg: 8.8/10
Market CapQuality
$217.55B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.798/10

Growing faster than its price suggests

Operating MarginProfitability
29.2%8/10

Strong operational efficiency at 29.2%

Free Cash FlowQuality
$1.09B8/10

Generating 1.1B in free cash flow

Areas to Watch

MNDY4 concerns · Avg: 3.8/10
P/E RatioValuation
32.3x4/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
2.3%4/10

2.3% earnings growth

Altman Z-ScoreHealth
1.874/10

Grey zone — moderate risk

Operating MarginProfitability
0.7%3/10

Operating margin of 0.7%

SAP2 concerns · Avg: 4.0/10
P/E RatioValuation
26.3x4/10

Moderate valuation

Revenue GrowthGrowth
3.3%4/10

3.3% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : MNDY

The strongest argument for MNDY centers on PEG Ratio, Debt/Equity, Price/Book. Revenue growth of 24.6% demonstrates continued momentum. PEG of 0.28 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Debt/Equity. Profitability is solid with margins at 19.5% and operating margin at 29.2%. PEG of 0.79 suggests the stock is reasonably priced for its growth.

Bear Case : MNDY

The primary concerns for MNDY are P/E Ratio, EPS Growth, Altman Z-Score.

Bear Case : SAP

The primary concerns for SAP are P/E Ratio, Revenue Growth.

Key Dynamics to Monitor

MNDY profiles as a growth stock while SAP is a value play — different risk/reward profiles.

MNDY carries more volatility with a beta of 1.30 — expect wider price swings.

MNDY is growing revenue faster at 24.6% — sustainability is the question.

SAP generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

MNDY scores higher overall (63/100 vs 58/100) and 24.6% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Monday.Com Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

monday.com Ltd. develops and markets a team management platform for organizations and businesses. The company is headquartered in Tel Aviv-Yafo, Israel with additional offices in New York, New York; London, United Kingdom; Sydney, Australia; Miami, Florida; and San Francisco, California.

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SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

Visit Website →

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