WallStSmart

Monro Muffler Brake Inc (MNRO)vsSea Ltd (SE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sea Ltd generates 2325% more annual revenue ($27.72B vs $1.14B). SE leads profitability with a 5.9% profit margin vs 0.7%. SE appears more attractively valued with a PEG of 1.04. SE earns a higher WallStSmart Score of 56/100 (C).

MNRO

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 4.0Value: 4.7Quality: 4.5
Piotroski: 5/9Altman Z: 1.45

SE

Buy

56

out of 100

Grade: C

Growth: 8.7Profit: 5.5Value: 6.7Quality: 6.5
Piotroski: 6/9Altman Z: 1.53
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MNROUndervalued (+53.8%)

Margin of Safety

+53.8%

Fair Value

$50.20

Current Price

$12.10

$38.10 discount

UndervaluedFair: $50.20Overvalued
SEUndervalued (+55.9%)

Margin of Safety

+55.9%

Fair Value

$259.48

Current Price

$101.79

$157.69 discount

UndervaluedFair: $259.48Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MNRO2 strengths · Avg: 10.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

EPS GrowthGrowth
161.3%10/10

Earnings expanding 161.3% YoY

SE3 strengths · Avg: 9.0/10
Revenue GrowthGrowth
48.1%10/10

Revenue surging 48.1% year-over-year

Market CapQuality
$65.07B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.15B8/10

Generating 1.1B in free cash flow

Areas to Watch

MNRO4 concerns · Avg: 3.0/10
Market CapQuality
$380.80M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.4%3/10

ROE of 1.4% — below average capital efficiency

Profit MarginProfitability
0.7%3/10

0.7% margin — thin

Operating MarginProfitability
0.8%3/10

Operating margin of 0.8%

SE3 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Profit MarginProfitability
5.9%3/10

5.9% margin — thin

P/E RatioValuation
41.5x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : MNRO

The strongest argument for MNRO centers on Price/Book, EPS Growth.

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, Market Cap, Free Cash Flow. Revenue growth of 48.1% demonstrates continued momentum. PEG of 1.04 suggests the stock is reasonably priced for its growth.

Bear Case : MNRO

The primary concerns for MNRO are Market Cap, Return on Equity, Profit Margin. A P/E of 55.4x leaves little room for execution misses. Thin 0.7% margins leave little buffer for downturns.

Bear Case : SE

The primary concerns for SE are Altman Z-Score, Profit Margin, P/E Ratio. A P/E of 41.5x leaves little room for execution misses.

Key Dynamics to Monitor

MNRO profiles as a value stock while SE is a hypergrowth play — different risk/reward profiles.

SE carries more volatility with a beta of 1.52 — expect wider price swings.

SE is growing revenue faster at 48.1% — sustainability is the question.

SE generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

SE scores higher overall (56/100 vs 52/100) and 48.1% revenue growth. MNRO offers better value entry with a 53.8% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Monro Muffler Brake Inc

CONSUMER CYCLICAL · AUTO PARTS · USA

Monro, Inc. provides auto underbody repair and tire sales and services in the United States. The company is headquartered in Rochester, New York.

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Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

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