WallStSmart

Micron Technology Inc (MU)vsPegasystems Inc (PEGA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Micron Technology Inc generates 3318% more annual revenue ($58.12B vs $1.70B). MU leads profitability with a 41.5% profit margin vs 20.0%. MU appears more attractively valued with a PEG of 0.30. MU earns a higher WallStSmart Score of 80/100 (A-).

MU

Exceptional Buy

80

out of 100

Grade: A-

Growth: 8.7Profit: 10.0Value: 7.0Quality: 8.5
Piotroski: 4/9Altman Z: 3.06

PEGA

Hold

45

out of 100

Grade: D+

Growth: 3.3Profit: 8.0Value: 6.0Quality: 7.0
Piotroski: 5/9Altman Z: 2.77
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Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for MU.

PEGAUndervalued (+63.9%)

Margin of Safety

+63.9%

Fair Value

$105.15

Current Price

$35.67

$69.48 discount

UndervaluedFair: $105.15Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MU6 strengths · Avg: 10.0/10
Market CapQuality
$583.22B10/10

Mega-cap, among the largest globally

PEG RatioValuation
0.3010/10

Growing faster than its price suggests

Return on EquityProfitability
39.8%10/10

Every $100 of equity generates 40 in profit

Profit MarginProfitability
41.5%10/10

Keeps 42 of every $100 in revenue as profit

Operating MarginProfitability
67.6%10/10

Strong operational efficiency at 67.6%

Revenue GrowthGrowth
196.3%10/10

Revenue surging 196.3% year-over-year

PEGA3 strengths · Avg: 9.7/10
Return on EquityProfitability
51.7%10/10

Every $100 of equity generates 52 in profit

Debt/EquityHealth
0.1010/10

Conservative balance sheet, low leverage

Profit MarginProfitability
20.0%9/10

Keeps 20 of every $100 in revenue as profit

Areas to Watch

MU1 concerns · Avg: 4.0/10
Price/BookValuation
8.1x4/10

Trading at 8.1x book value

PEGA4 concerns · Avg: 2.5/10
Price/BookValuation
8.5x4/10

Trading at 8.5x book value

PEG RatioValuation
4.132/10

Expensive relative to growth rate

Revenue GrowthGrowth
-9.6%2/10

Revenue declined 9.6%

EPS GrowthGrowth
-60.6%2/10

Earnings declined 60.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : MU

The strongest argument for MU centers on Market Cap, PEG Ratio, Return on Equity. Profitability is solid with margins at 41.5% and operating margin at 67.6%. Revenue growth of 196.3% demonstrates continued momentum.

Bull Case : PEGA

The strongest argument for PEGA centers on Return on Equity, Debt/Equity, Profit Margin. Profitability is solid with margins at 20.0% and operating margin at 8.6%.

Bear Case : MU

The primary concerns for MU are Price/Book.

Bear Case : PEGA

The primary concerns for PEGA are Price/Book, PEG Ratio, Revenue Growth.

Key Dynamics to Monitor

MU profiles as a growth stock while PEGA is a declining play — different risk/reward profiles.

MU carries more volatility with a beta of 1.61 — expect wider price swings.

MU is growing revenue faster at 196.3% — sustainability is the question.

MU generates stronger free cash flow (6.5B), providing more financial flexibility.

Bottom Line

MU scores higher overall (80/100 vs 45/100), backed by strong 41.5% margins and 196.3% revenue growth. PEGA offers better value entry with a 63.9% margin of safety. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Micron Technology Inc

TECHNOLOGY · SEMICONDUCTORS · USA

Micron Technology, Inc. is an American producer of computer memory and computer data storage including dynamic random-access memory, flash memory, and USB flash drives. It is headquartered in Boise, Idaho.

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Pegasystems Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Pegasystems Inc. develops, markets, licenses, hosts and supports business software applications in the United States, the rest of the Americas, the United Kingdom, the rest of Europe, the Middle East, Africa, and Asia-Pacific. The company is headquartered in Cambridge, Massachusetts.

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