WallStSmart

Micron Technology Inc (MU)vsUpbound Group Inc. (UPBD)

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Smart Verdict

WallStSmart Research — data-driven comparison

Micron Technology Inc generates 2718% more annual revenue ($133.19B vs $4.73B). UPBD leads profitability with a 2.4% profit margin vs 0.6%. MU appears more attractively valued with a PEG of 0.16. MU earns a higher WallStSmart Score of 83/100 (A-).

MU

Exceptional Buy

83

out of 100

Grade: A-

Growth: 6.7Profit: 5.5Value: 8.3Quality: 9.5
Piotroski: 6/9Altman Z: 5.13

UPBD

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 5.5Value: 8.0Quality: 4.0
Piotroski: 2/9Altman Z: 2.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for MU.

UPBDUndervalued (+33.7%)

Margin of Safety

+33.7%

Fair Value

$29.86

Current Price

$23.88

$5.98 discount

UndervaluedFair: $29.86Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MU6 strengths · Avg: 10.0/10
Market CapQuality
$780.68B10/10

Mega-cap, among the largest globally

PEG RatioValuation
0.1610/10

Growing faster than its price suggests

P/E RatioValuation
9.3x10/10

Attractively priced relative to earnings

Return on EquityProfitability
61.4%10/10

Every $100 of equity generates 61 in profit

Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

Free Cash FlowQuality
$32.86B10/10

Generating 32.9B in free cash flow

UPBD3 strengths · Avg: 8.7/10
EPS GrowthGrowth
163.6%10/10

Earnings expanding 163.6% YoY

P/E RatioValuation
13.0x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

MU3 concerns · Avg: 3.3/10
Revenue GrowthGrowth
3.8%4/10

3.8% revenue growth

Profit MarginProfitability
0.6%3/10

0.6% margin — thin

Operating MarginProfitability
0.8%3/10

Operating margin of 0.8%

UPBD4 concerns · Avg: 2.8/10
Market CapQuality
$1.47B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
2.4%3/10

2.4% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-1.6%2/10

Revenue declined 1.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : MU

The strongest argument for MU centers on Market Cap, PEG Ratio, P/E Ratio. PEG of 0.16 suggests the stock is reasonably priced for its growth.

Bull Case : UPBD

The strongest argument for UPBD centers on EPS Growth, P/E Ratio, Price/Book. PEG of 1.39 suggests the stock is reasonably priced for its growth.

Bear Case : MU

The primary concerns for MU are Revenue Growth, Profit Margin, Operating Margin. Thin 0.6% margins leave little buffer for downturns.

Bear Case : UPBD

The primary concerns for UPBD are Market Cap, Profit Margin, Piotroski F-Score. Debt-to-equity of 2.17 is elevated, increasing financial risk. Thin 2.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

MU carries more volatility with a beta of 2.40 — expect wider price swings.

MU is growing revenue faster at 3.8% — sustainability is the question.

MU generates stronger free cash flow (32.9B), providing more financial flexibility.

Monitor SEMICONDUCTORS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MU scores higher overall (83/100 vs 63/100). UPBD offers better value entry with a 33.7% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Micron Technology Inc

TECHNOLOGY · SEMICONDUCTORS · USA

Micron Technology, Inc. is an American producer of computer memory and computer data storage including dynamic random-access memory, flash memory, and USB flash drives. It is headquartered in Boise, Idaho.

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Upbound Group Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company is headquartered in Plano, Texas.

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