WallStSmart

Micron Technology Inc (MU)vsUpbound Group Inc. (UPBD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Micron Technology Inc generates 1805% more annual revenue ($90.27B vs $4.74B). MU leads profitability with a 55.9% profit margin vs 1.8%. MU appears more attractively valued with a PEG of 0.18. MU earns a higher WallStSmart Score of 80/100 (A-).

MU

Exceptional Buy

80

out of 100

Grade: A-

Growth: 8.7Profit: 10.0Value: 7.0Quality: 8.5
Piotroski: 4/9Altman Z: 3.06

UPBD

Buy

63

out of 100

Grade: C+

Growth: 6.0Profit: 5.5Value: 8.0Quality: 5.0
Piotroski: 1/9Altman Z: 2.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for MU.

UPBDUndervalued (+35.5%)

Margin of Safety

+35.5%

Fair Value

$30.71

Current Price

$19.84

$10.87 discount

UndervaluedFair: $30.71Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MU6 strengths · Avg: 10.0/10
Market CapQuality
$1.28T10/10

Mega-cap, among the largest globally

PEG RatioValuation
0.1810/10

Growing faster than its price suggests

Return on EquityProfitability
33.3%10/10

Every $100 of equity generates 33 in profit

Profit MarginProfitability
55.9%10/10

Keeps 56 of every $100 in revenue as profit

Operating MarginProfitability
80.4%10/10

Strong operational efficiency at 80.4%

Revenue GrowthGrowth
345.7%10/10

Revenue surging 345.7% year-over-year

UPBD3 strengths · Avg: 8.0/10
P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

EPS GrowthGrowth
45.2%8/10

Earnings expanding 45.2% YoY

Areas to Watch

MU2 concerns · Avg: 4.0/10
P/E RatioValuation
25.6x4/10

Moderate valuation

Price/BookValuation
17.6x4/10

Trading at 17.6x book value

UPBD4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
3.7%4/10

3.7% revenue growth

Market CapQuality
$1.19B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
1.8%3/10

1.8% margin — thin

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : MU

The strongest argument for MU centers on Market Cap, PEG Ratio, Return on Equity. Profitability is solid with margins at 55.9% and operating margin at 80.4%. Revenue growth of 345.7% demonstrates continued momentum.

Bull Case : UPBD

The strongest argument for UPBD centers on P/E Ratio, Price/Book, EPS Growth. PEG of 1.39 suggests the stock is reasonably priced for its growth.

Bear Case : MU

The primary concerns for MU are P/E Ratio, Price/Book.

Bear Case : UPBD

The primary concerns for UPBD are Revenue Growth, Market Cap, Profit Margin. Debt-to-equity of 2.41 is elevated, increasing financial risk. Thin 1.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

MU profiles as a growth stock while UPBD is a value play — different risk/reward profiles.

MU carries more volatility with a beta of 2.17 — expect wider price swings.

MU is growing revenue faster at 345.7% — sustainability is the question.

MU generates stronger free cash flow (6.5B), providing more financial flexibility.

Bottom Line

MU scores higher overall (80/100 vs 63/100), backed by strong 55.9% margins and 345.7% revenue growth. UPBD offers better value entry with a 35.5% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Micron Technology Inc

TECHNOLOGY · SEMICONDUCTORS · USA

Micron Technology, Inc. is an American producer of computer memory and computer data storage including dynamic random-access memory, flash memory, and USB flash drives. It is headquartered in Boise, Idaho.

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Upbound Group Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company is headquartered in Plano, Texas.

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