NCR Atleos Corporation (NATL)vsOracle Corporation (ORCL)
NATL
NCR Atleos Corporation
$46.62
+0.80%
TECHNOLOGY · Cap: $3.36B
ORCL
Oracle Corporation
$144.72
-3.70%
TECHNOLOGY · Cap: $432.88B
Smart Verdict
WallStSmart Research — data-driven comparison
Oracle Corporation generates 1424% more annual revenue ($67.36B vs $4.42B). ORCL leads profitability with a 25.4% profit margin vs 4.4%. NATL trades at a lower P/E of 17.6x. ORCL earns a higher WallStSmart Score of 76/100 (B+).
NATL
Buy58
out of 100
Grade: C
ORCL
Strong Buy76
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for NATL.
Margin of Safety
-42.6%
Fair Value
$105.36
Current Price
$144.72
$39.36 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 44 in profit
Earnings expanding 65.4% YoY
Attractively priced relative to earnings
Mega-cap, among the largest globally
Every $100 of equity generates 40 in profit
Strong operational efficiency at 36.2%
Keeps 25 of every $100 in revenue as profit
Growing faster than its price suggests
Revenue surging 20.6% year-over-year
Areas to Watch
0.1% revenue growth
4.4% margin — thin
Negative free cash flow — burning cash
Distress zone — elevated risk
Trading at 11.1x book value
Weak financial health signals
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : NATL
The strongest argument for NATL centers on Return on Equity, EPS Growth, P/E Ratio.
Bull Case : ORCL
The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.4% and operating margin at 36.2%. Revenue growth of 20.6% demonstrates continued momentum.
Bear Case : NATL
The primary concerns for NATL are Revenue Growth, Profit Margin, Free Cash Flow. Debt-to-equity of 6.33 is elevated, increasing financial risk. Thin 4.4% margins leave little buffer for downturns.
Bear Case : ORCL
The primary concerns for ORCL are Price/Book, Piotroski F-Score, Free Cash Flow. Debt-to-equity of 3.67 is elevated, increasing financial risk.
Key Dynamics to Monitor
NATL profiles as a value stock while ORCL is a growth play — different risk/reward profiles.
ORCL carries more volatility with a beta of 1.73 — expect wider price swings.
ORCL is growing revenue faster at 20.6% — sustainability is the question.
NATL generates stronger free cash flow (-32M), providing more financial flexibility.
Bottom Line
ORCL scores higher overall (76/100 vs 58/100), backed by strong 25.4% margins and 20.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
NCR Atleos Corporation
TECHNOLOGY · SOFTWARE - APPLICATION · USA
NCR ATMCo, LLC is a financial technology company in the United States, rest of Americas, the United Kingdom, rest of Europe, the Middle East, Africa, and the Asia Pacific.
Visit Website →Oracle Corporation
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.
Visit Website →Compare with Other SOFTWARE - APPLICATION Stocks
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