WallStSmart

Nebius Group N.V. (NBIS)vsPinterest Inc (PINS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Pinterest Inc generates 697% more annual revenue ($4.22B vs $529.80M). NBIS leads profitability with a 19.2% profit margin vs 9.9%. PINS appears more attractively valued with a PEG of 0.30. PINS earns a higher WallStSmart Score of 60/100 (C+).

NBIS

Hold

47

out of 100

Grade: D+

Growth: 6.7Profit: 4.0Value: 4.7Quality: 7.0
Piotroski: 5/9Altman Z: 0.92

PINS

Buy

60

out of 100

Grade: C+

Growth: 5.3Profit: 6.5Value: 7.3Quality: 7.3
Piotroski: 2/9Altman Z: 6.42
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NBISSignificantly Overvalued (-11714.7%)

Margin of Safety

-11714.7%

Fair Value

$0.75

Current Price

$115.09

$114.34 premium

UndervaluedFair: $0.75Overvalued
PINSSignificantly Overvalued (-360.0%)

Margin of Safety

-360.0%

Fair Value

$4.15

Current Price

$18.68

$14.53 premium

UndervaluedFair: $4.15Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NBIS1 strengths · Avg: 8.0/10
PEG RatioValuation
0.638/10

Growing faster than its price suggests

PINS4 strengths · Avg: 9.0/10
PEG RatioValuation
0.3010/10

Growing faster than its price suggests

Altman Z-ScoreHealth
6.4210/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.8%8/10

Strong operational efficiency at 22.8%

Areas to Watch

NBIS4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
0.7%3/10

ROE of 0.7% — below average capital efficiency

Debt/EquityHealth
1.063/10

Elevated debt levels

P/E RatioValuation
1044.6x2/10

Premium valuation, high expectations priced in

PINS3 concerns · Avg: 3.0/10
P/E RatioValuation
30.1x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-84.6%2/10

Earnings declined 84.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : NBIS

The strongest argument for NBIS centers on PEG Ratio. Profitability is solid with margins at 19.2% and operating margin at -103.0%. PEG of 0.63 suggests the stock is reasonably priced for its growth.

Bull Case : PINS

The strongest argument for PINS centers on PEG Ratio, Altman Z-Score, Price/Book. Revenue growth of 14.3% demonstrates continued momentum. PEG of 0.30 suggests the stock is reasonably priced for its growth.

Bear Case : NBIS

The primary concerns for NBIS are EPS Growth, Return on Equity, Debt/Equity. A P/E of 1044.6x leaves little room for execution misses.

Bear Case : PINS

The primary concerns for PINS are P/E Ratio, Piotroski F-Score, EPS Growth.

Key Dynamics to Monitor

NBIS profiles as a mature stock while PINS is a value play — different risk/reward profiles.

NBIS carries more volatility with a beta of 1.16 — expect wider price swings.

PINS is growing revenue faster at 14.3% — sustainability is the question.

PINS generates stronger free cash flow (380M), providing more financial flexibility.

Bottom Line

PINS scores higher overall (60/100 vs 47/100) and 14.3% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Nebius Group N.V.

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Nebius Group N.V. (Ticker: NBIS) is an innovative technology firm focused on delivering advanced digital solutions that enhance client engagement and operational efficiency across various industries. Leveraging cutting-edge technologies such as cloud computing, artificial intelligence, and data analytics, Nebius empowers businesses to effectively navigate the complexities of the digital landscape. With a robust portfolio of intellectual property and strategic partnerships, the company is well-positioned to capitalize on growth opportunities in the rapidly evolving tech sector, making it an attractive investment for institutional investors aiming to access high-growth potential in technology-driven markets.

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Pinterest Inc

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Pinterest, Inc. provides a visual discovery engine in the United States and internationally. The company is headquartered in San Francisco, California.

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