WallStSmart

Nebius Group N.V. (NBIS)vsUpwork Inc (UPWK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Upwork Inc generates 49% more annual revenue ($787.78M vs $529.80M). NBIS leads profitability with a 19.2% profit margin vs 14.6%. NBIS appears more attractively valued with a PEG of 0.63. UPWK earns a higher WallStSmart Score of 58/100 (C).

NBIS

Hold

47

out of 100

Grade: D+

Growth: 6.7Profit: 4.0Value: 4.7Quality: 7.0
Piotroski: 5/9Altman Z: 0.92

UPWK

Buy

58

out of 100

Grade: C

Growth: 4.0Profit: 6.5Value: 7.3Quality: 6.5
Piotroski: 3/9Altman Z: 2.12
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NBISSignificantly Overvalued (-11714.7%)

Margin of Safety

-11714.7%

Fair Value

$0.75

Current Price

$115.09

$114.34 premium

UndervaluedFair: $0.75Overvalued
UPWKSignificantly Overvalued (-159.9%)

Margin of Safety

-159.9%

Fair Value

$5.58

Current Price

$11.32

$5.74 premium

UndervaluedFair: $5.58Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NBIS1 strengths · Avg: 8.0/10
PEG RatioValuation
0.638/10

Growing faster than its price suggests

UPWK3 strengths · Avg: 8.0/10
PEG RatioValuation
0.988/10

Growing faster than its price suggests

P/E RatioValuation
13.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

NBIS4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
0.7%3/10

ROE of 0.7% — below average capital efficiency

Debt/EquityHealth
1.063/10

Elevated debt levels

P/E RatioValuation
1044.6x2/10

Premium valuation, high expectations priced in

UPWK4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

Market CapQuality
$1.46B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-88.9%2/10

Earnings declined 88.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : NBIS

The strongest argument for NBIS centers on PEG Ratio. Profitability is solid with margins at 19.2% and operating margin at -103.0%. PEG of 0.63 suggests the stock is reasonably priced for its growth.

Bull Case : UPWK

The strongest argument for UPWK centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.98 suggests the stock is reasonably priced for its growth.

Bear Case : NBIS

The primary concerns for NBIS are EPS Growth, Return on Equity, Debt/Equity. A P/E of 1044.6x leaves little room for execution misses.

Bear Case : UPWK

The primary concerns for UPWK are Revenue Growth, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

NBIS profiles as a mature stock while UPWK is a value play — different risk/reward profiles.

NBIS carries more volatility with a beta of 1.16 — expect wider price swings.

NBIS is growing revenue faster at 5.0% — sustainability is the question.

UPWK generates stronger free cash flow (63M), providing more financial flexibility.

Bottom Line

UPWK scores higher overall (58/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Nebius Group N.V.

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Nebius Group N.V. (Ticker: NBIS) is an innovative technology firm focused on delivering advanced digital solutions that enhance client engagement and operational efficiency across various industries. Leveraging cutting-edge technologies such as cloud computing, artificial intelligence, and data analytics, Nebius empowers businesses to effectively navigate the complexities of the digital landscape. With a robust portfolio of intellectual property and strategic partnerships, the company is well-positioned to capitalize on growth opportunities in the rapidly evolving tech sector, making it an attractive investment for institutional investors aiming to access high-growth potential in technology-driven markets.

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Upwork Inc

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Upwork Inc. operates an online talent marketplace that enables companies to find and work with various independent professionals and agencies in the United States, India, the Philippines, and internationally. The company is headquartered in Santa Clara, California.

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