WallStSmart

Nio Inc Class A ADR (NIO)vsSea Ltd (SE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Nio Inc Class A ADR generates 312% more annual revenue ($114.11B vs $27.72B). SE leads profitability with a 5.9% profit margin vs -4.2%. SE earns a higher WallStSmart Score of 56/100 (C).

NIO

Avoid

34

out of 100

Grade: F

Growth: 7.3Profit: 2.0Value: 6.7Quality: 3.5
Piotroski: 5/9Altman Z: -1.07

SE

Buy

56

out of 100

Grade: C

Growth: 8.7Profit: 5.5Value: 6.7Quality: 6.5
Piotroski: 6/9Altman Z: 1.53
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NIOUndervalued (+88.3%)

Margin of Safety

+88.3%

Fair Value

$43.39

Current Price

$3.69

$39.70 discount

UndervaluedFair: $43.39Overvalued
SEUndervalued (+56.1%)

Margin of Safety

+56.1%

Fair Value

$260.75

Current Price

$106.24

$154.51 discount

UndervaluedFair: $260.75Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NIO1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
69.1%10/10

Revenue surging 69.1% year-over-year

SE3 strengths · Avg: 9.0/10
Revenue GrowthGrowth
48.1%10/10

Revenue surging 48.1% year-over-year

Market CapQuality
$65.07B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.15B8/10

Generating 1.1B in free cash flow

Areas to Watch

NIO4 concerns · Avg: 3.0/10
Price/BookValuation
14.8x4/10

Trading at 14.8x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-207.8%2/10

ROE of -207.8% — below average capital efficiency

Altman Z-ScoreHealth
-1.072/10

Distress zone — elevated risk

SE3 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Profit MarginProfitability
5.9%3/10

5.9% margin — thin

P/E RatioValuation
41.5x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : NIO

The strongest argument for NIO centers on Revenue Growth. Revenue growth of 69.1% demonstrates continued momentum.

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, Market Cap, Free Cash Flow. Revenue growth of 48.1% demonstrates continued momentum. PEG of 1.04 suggests the stock is reasonably priced for its growth.

Bear Case : NIO

The primary concerns for NIO are Price/Book, EPS Growth, Return on Equity. Debt-to-equity of 7.13 is elevated, increasing financial risk.

Bear Case : SE

The primary concerns for SE are Altman Z-Score, Profit Margin, P/E Ratio. A P/E of 41.5x leaves little room for execution misses.

Key Dynamics to Monitor

SE carries more volatility with a beta of 1.52 — expect wider price swings.

NIO is growing revenue faster at 69.1% — sustainability is the question.

Monitor AUTO MANUFACTURERS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SE scores higher overall (56/100 vs 34/100) and 48.1% revenue growth. NIO offers better value entry with a 88.3% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Nio Inc Class A ADR

CONSUMER CYCLICAL · AUTO MANUFACTURERS · China

NIO Inc. designs, develops, manufactures, and sells smart electric vehicles in mainland China, Hong Kong, the United States, the United Kingdom, and Germany. The company is headquartered in Shanghai, China.

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Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

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