WallStSmart

New Mountain Finance Corporation (NMFC)vsRoyal Bank of Canada (RY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 19291% more annual revenue ($63.42B vs $327.08M). RY leads profitability with a 33.1% profit margin vs 5.0%. NMFC appears more attractively valued with a PEG of 1.34. RY earns a higher WallStSmart Score of 68/100 (B-).

NMFC

Buy

51

out of 100

Grade: C-

Growth: 2.7Profit: 6.0Value: 5.3Quality: 5.0

RY

Strong Buy

68

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 5.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NMFC2 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Operating MarginProfitability
80.8%10/10

Strong operational efficiency at 80.8%

RY6 strengths · Avg: 9.3/10
Market CapQuality
$250.25B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
46.2%10/10

Strong operational efficiency at 46.2%

Free Cash FlowQuality
$37.30B10/10

Generating 37.3B in free cash flow

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Areas to Watch

NMFC4 concerns · Avg: 2.8/10
Market CapQuality
$794.35M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.3%3/10

ROE of 1.3% — below average capital efficiency

Profit MarginProfitability
5.0%3/10

5.0% margin — thin

Revenue GrowthGrowth
-15.1%2/10

Revenue declined 15.1%

RY1 concerns · Avg: 4.0/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : NMFC

The strongest argument for NMFC centers on Price/Book, Operating Margin. PEG of 1.34 suggests the stock is reasonably priced for its growth.

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.

Bear Case : NMFC

The primary concerns for NMFC are Market Cap, Return on Equity, Profit Margin.

Bear Case : RY

The primary concerns for RY are PEG Ratio.

Key Dynamics to Monitor

NMFC profiles as a value stock while RY is a mature play — different risk/reward profiles.

RY carries more volatility with a beta of 0.92 — expect wider price swings.

RY is growing revenue faster at 7.5% — sustainability is the question.

RY generates stronger free cash flow (37.3B), providing more financial flexibility.

Bottom Line

RY scores higher overall (68/100 vs 51/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

New Mountain Finance Corporation

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

New Mountain Finance Corporation (NMFC) is a prominent business development company focused on delivering customized debt and equity financing solutions to middle-market enterprises across diverse sectors. Backed by New Mountain Capital, the firm employs a disciplined investment strategy that prioritizes capital preservation and sustainable income generation, aiming to provide compelling risk-adjusted returns. With a commitment to informed decision-making and continuous operational improvement, NMFC seeks to enhance shareholder value while fostering growth and resilience in its investment portfolio. Its experienced management team and strategic focus position NMFC as a key player in the marketplace, dedicated to navigating the complexities of the middle-market landscape.

Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

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