WallStSmart

Nerdy Inc (NRDY)vsPalantir Technologies Inc. (PLTR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Palantir Technologies Inc. generates 2400% more annual revenue ($4.48B vs $178.99M). PLTR leads profitability with a 36.3% profit margin vs -22.3%. PLTR earns a higher WallStSmart Score of 73/100 (B).

NRDY

Avoid

22

out of 100

Grade: F

Growth: 4.0Profit: 2.0Value: 6.7Quality: 3.8
Piotroski: 2/9Altman Z: -7.04

PLTR

Strong Buy

73

out of 100

Grade: B

Growth: 10.0Profit: 9.5Value: 3.0Quality: 9.0
Piotroski: 5/9Altman Z: 4.62
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NRDYUndervalued (+79.9%)

Margin of Safety

+79.9%

Fair Value

$4.98

Current Price

$0.90

$4.08 discount

UndervaluedFair: $4.98Overvalued

Intrinsic value data unavailable for PLTR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NRDY0 strengths · Avg: 0/10

No standout strengths identified

PLTR6 strengths · Avg: 10.0/10
Market CapQuality
$333.47B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
36.3%10/10

Keeps 36 of every $100 in revenue as profit

Operating MarginProfitability
40.9%10/10

Strong operational efficiency at 40.9%

Revenue GrowthGrowth
70.0%10/10

Revenue surging 70.0% year-over-year

EPS GrowthGrowth
648.0%10/10

Earnings expanding 648.0% YoY

Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Areas to Watch

NRDY4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.3%4/10

2.3% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$221.86M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PLTR3 concerns · Avg: 2.0/10
PEG RatioValuation
2.842/10

Expensive relative to growth rate

P/E RatioValuation
220.8x2/10

Premium valuation, high expectations priced in

Price/BookValuation
45.0x2/10

Trading at 45.0x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : NRDY

NRDY has a balanced fundamental profile.

Bull Case : PLTR

The strongest argument for PLTR centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 36.3% and operating margin at 40.9%. Revenue growth of 70.0% demonstrates continued momentum.

Bear Case : NRDY

The primary concerns for NRDY are Revenue Growth, EPS Growth, Market Cap.

Bear Case : PLTR

The primary concerns for PLTR are PEG Ratio, P/E Ratio, Price/Book. A P/E of 220.8x leaves little room for execution misses.

Key Dynamics to Monitor

NRDY profiles as a turnaround stock while PLTR is a growth play — different risk/reward profiles.

NRDY carries more volatility with a beta of 1.85 — expect wider price swings.

PLTR is growing revenue faster at 70.0% — sustainability is the question.

PLTR generates stronger free cash flow (764M), providing more financial flexibility.

Bottom Line

PLTR scores higher overall (73/100 vs 22/100), backed by strong 36.3% margins and 70.0% revenue growth. NRDY offers better value entry with a 79.9% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Nerdy Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Nerdy Inc. is a prominent online learning platform, best known for its flagship brand, Varsity Tutors, which delivers personalized educational experiences through advanced technology. The company provides an extensive range of services, including individual tutoring and small group classes, targeting a diverse clientele across various subjects and educational levels. With a strong emphasis on data analytics to enhance learning effectiveness, Nerdy is well-equipped to capitalize on the expanding online education sector. Committed to improving accessibility and empowering students with innovative solutions, Nerdy Inc. is poised to play a transformative role in the future of education.

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Palantir Technologies Inc.

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Palantir Technologies Inc. creates and implements software platforms for the intelligence community in the United States to assist in counterterrorism investigations and operations. The company is headquartered in Denver, Colorado.

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