WallStSmart

Northern Technologies (NTIC)vsUSA Rare Earth, Inc. (USAR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Northern Technologies generates 598% more annual revenue ($91.84M vs $13.16M). USAR leads profitability with a 0.0% profit margin vs -1.3%. NTIC earns a higher WallStSmart Score of 45/100 (D+).

NTIC

Hold

45

out of 100

Grade: D+

Growth: 4.0Profit: 2.0Value: 7.7Quality: 7.5
Piotroski: 2/9Altman Z: 3.66

USAR

Avoid

26

out of 100

Grade: F

Growth: 4.3Profit: 2.5Value: 5.0Quality: 7.0
Piotroski: 2/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NTICUndervalued (+80.0%)

Margin of Safety

+80.0%

Fair Value

$42.90

Current Price

$7.89

$35.01 discount

UndervaluedFair: $42.90Overvalued

Intrinsic value data unavailable for USAR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NTIC4 strengths · Avg: 9.3/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.808/10

Growing faster than its price suggests

USAR2 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

NTIC4 concerns · Avg: 2.5/10
Market CapQuality
$73.28M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-1.1%2/10

ROE of -1.1% — below average capital efficiency

EPS GrowthGrowth
-57.7%2/10

Earnings declined 57.7%

USAR4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : NTIC

The strongest argument for NTIC centers on Price/Book, Altman Z-Score, Debt/Equity. Revenue growth of 12.6% demonstrates continued momentum. PEG of 0.80 suggests the stock is reasonably priced for its growth.

Bull Case : USAR

The strongest argument for USAR centers on Debt/Equity, Price/Book.

Bear Case : NTIC

The primary concerns for NTIC are Market Cap, Piotroski F-Score, Return on Equity.

Bear Case : USAR

The primary concerns for USAR are Revenue Growth, EPS Growth, Profit Margin.

Key Dynamics to Monitor

NTIC profiles as a turnaround stock while USAR is a value play — different risk/reward profiles.

USAR carries more volatility with a beta of 2.61 — expect wider price swings.

NTIC is growing revenue faster at 12.6% — sustainability is the question.

NTIC generates stronger free cash flow (576,745), providing more financial flexibility.

Bottom Line

NTIC scores higher overall (45/100 vs 26/100) and 12.6% revenue growth. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Northern Technologies

BASIC MATERIALS · SPECIALTY CHEMICALS · USA

Northern Technologies International Corporation develops and markets products and services that inhibit rust and corrosion in North America, South America, Europe, Asia, the Middle East, and internationally. The company is headquartered in Circle Pines, Minnesota.

USA Rare Earth, Inc.

BASIC MATERIALS · OTHER INDUSTRIAL METALS & MINING · USA

USA Rare Earth, Inc. engages in mining, processing, and supplying rare earths and other critical minerals. The company is headquartered in Stillwater, Oklahoma.

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