Northern Trust Corporation (NTRS)vsRoyal Bank of Canada (RY)
NTRS
Northern Trust Corporation
$177.65
-1.77%
FINANCIAL SERVICES · Cap: $34.17B
RY
Royal Bank of Canada
$206.49
-2.77%
FINANCIAL SERVICES · Cap: $299.37B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 686% more annual revenue ($65.72B vs $8.36B). RY leads profitability with a 33.7% profit margin vs 22.4%. NTRS appears more attractively valued with a PEG of 1.45. NTRS earns a higher WallStSmart Score of 76/100 (B+).
NTRS
Strong Buy76
out of 100
Grade: B+
RY
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 31.7%
Keeps 22 of every $100 in revenue as profit
Reasonable price relative to book value
Earnings expanding 42.6% YoY
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 45.3%
Generating 20.8B in free cash flow
16.1% revenue growth
Earnings expanding 27.5% YoY
Areas to Watch
Elevated debt levels
Weak financial health signals
Negative free cash flow — burning cash
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : NTRS
The strongest argument for NTRS centers on Operating Margin, Profit Margin, Price/Book. Profitability is solid with margins at 22.4% and operating margin at 31.7%. Revenue growth of 13.9% demonstrates continued momentum.
Bull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.7% and operating margin at 45.3%. Revenue growth of 16.1% demonstrates continued momentum.
Bear Case : NTRS
The primary concerns for NTRS are Debt/Equity, Piotroski F-Score, Free Cash Flow.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.77 is elevated, increasing financial risk.
Key Dynamics to Monitor
NTRS profiles as a mature stock while RY is a growth play — different risk/reward profiles.
NTRS carries more volatility with a beta of 1.26 — expect wider price swings.
RY is growing revenue faster at 16.1% — sustainability is the question.
RY generates stronger free cash flow (20.8B), providing more financial flexibility.
Bottom Line
NTRS scores higher overall (76/100 vs 67/100), backed by strong 22.4% margins and 13.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Northern Trust Corporation
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Northern Trust Corporation is a financial services company headquartered in Chicago, Illinois that caters to corporations, institutional investors, and ultra high net worth individuals.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
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