Northwest Bancshares Inc (NWBI)vsRoyal Bank of Canada (RY)
NWBI
Northwest Bancshares Inc
$15.49
0.00%
FINANCIAL SERVICES · Cap: $2.27B
RY
Royal Bank of Canada
$205.90
-0.04%
FINANCIAL SERVICES · Cap: $291.55B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 10161% more annual revenue ($67.15B vs $654.41M). RY leads profitability with a 33.9% profit margin vs 23.4%. NWBI appears more attractively valued with a PEG of 2.30. NWBI earns a higher WallStSmart Score of 75/100 (B+).
NWBI
Strong Buy75
out of 100
Grade: B+
RY
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 41.6%
Keeps 23 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 23.2% year-over-year
Earnings expanding 38.5% YoY
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
ROE of 7.0% — below average capital efficiency
Distress zone — elevated risk
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : NWBI
The strongest argument for NWBI centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 23.4% and operating margin at 41.6%. Revenue growth of 23.2% demonstrates continued momentum.
Bull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bear Case : NWBI
The primary concerns for NWBI are PEG Ratio, Return on Equity, Altman Z-Score.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Key Dynamics to Monitor
NWBI profiles as a growth stock while RY is a mature play — different risk/reward profiles.
RY carries more volatility with a beta of 0.92 — expect wider price swings.
NWBI is growing revenue faster at 23.2% — sustainability is the question.
NWBI generates stronger free cash flow (26M), providing more financial flexibility.
Bottom Line
NWBI scores higher overall (75/100 vs 63/100), backed by strong 23.4% margins and 23.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Northwest Bancshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Northwest Bancshares, Inc. is a Northwest Bank holding company offering a variety of personal and business banking solutions. The company is headquartered in Warren, Pennsylvania.
Visit Website →Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
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