Oracle Corporation (ORCL)vsRemitly Global Inc (RELY)
ORCL
Oracle Corporation
$146.02
-0.73%
TECHNOLOGY · Cap: $423.04B
RELY
Remitly Global Inc
$16.11
-0.31%
TECHNOLOGY · Cap: $3.40B
Smart Verdict
WallStSmart Research — data-driven comparison
Oracle Corporation generates 3819% more annual revenue ($64.08B vs $1.64B). ORCL leads profitability with a 25.3% profit margin vs 4.2%. ORCL trades at a lower P/E of 27.7x. ORCL earns a higher WallStSmart Score of 76/100 (B+).
ORCL
Strong Buy76
out of 100
Grade: B+
RELY
Buy50
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+40.2%
Fair Value
$244.26
Current Price
$146.02
$98.24 discount
Margin of Safety
+8.7%
Fair Value
$14.51
Current Price
$16.11
$1.60 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 58 in profit
Strong operational efficiency at 32.7%
Keeps 25 of every $100 in revenue as profit
Growing faster than its price suggests
Revenue surging 21.7% year-over-year
Earnings expanding 309.3% YoY
Revenue surging 25.7% year-over-year
Areas to Watch
Moderate valuation
Trading at 12.5x book value
Weak financial health signals
Negative free cash flow — burning cash
4.2% margin — thin
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : ORCL
The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.3% and operating margin at 32.7%. Revenue growth of 21.7% demonstrates continued momentum.
Bull Case : RELY
The strongest argument for RELY centers on EPS Growth, Revenue Growth. Revenue growth of 25.7% demonstrates continued momentum.
Bear Case : ORCL
The primary concerns for ORCL are P/E Ratio, Price/Book, Piotroski F-Score. Debt-to-equity of 4.15 is elevated, increasing financial risk.
Bear Case : RELY
The primary concerns for RELY are Profit Margin, P/E Ratio. A P/E of 52.1x leaves little room for execution misses. Thin 4.2% margins leave little buffer for downturns.
Key Dynamics to Monitor
ORCL carries more volatility with a beta of 1.65 — expect wider price swings.
RELY is growing revenue faster at 25.7% — sustainability is the question.
RELY generates stronger free cash flow (147M), providing more financial flexibility.
Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ORCL scores higher overall (76/100 vs 50/100), backed by strong 25.3% margins and 21.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Oracle Corporation
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.
Visit Website →Remitly Global Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Real Industry, Inc. engages in aluminum smelting, processing, recycling, and alloying activities in the United States and internationally. The company is headquartered in Sherman Oaks, California.
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