Oracle Corporation (ORCL)vsStoneCo Ltd (STNE)
ORCL
Oracle Corporation
$146.02
-0.73%
TECHNOLOGY · Cap: $423.04B
STNE
StoneCo Ltd
$14.36
+2.72%
TECHNOLOGY · Cap: $3.50B
Smart Verdict
WallStSmart Research — data-driven comparison
Oracle Corporation generates 378% more annual revenue ($64.08B vs $13.40B). ORCL leads profitability with a 25.3% profit margin vs 17.3%. STNE trades at a lower P/E of 7.1x. STNE earns a higher WallStSmart Score of 78/100 (B+).
ORCL
Strong Buy76
out of 100
Grade: B+
STNE
Strong Buy78
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+40.2%
Fair Value
$244.26
Current Price
$146.02
$98.24 discount
Margin of Safety
+80.0%
Fair Value
$88.45
Current Price
$14.36
$74.09 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 58 in profit
Strong operational efficiency at 32.7%
Keeps 25 of every $100 in revenue as profit
Growing faster than its price suggests
Revenue surging 21.7% year-over-year
Attractively priced relative to earnings
Strong operational efficiency at 46.3%
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Earnings expanding 46.1% YoY
Areas to Watch
Moderate valuation
Trading at 12.5x book value
Weak financial health signals
Negative free cash flow — burning cash
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : ORCL
The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.3% and operating margin at 32.7%. Revenue growth of 21.7% demonstrates continued momentum.
Bull Case : STNE
The strongest argument for STNE centers on P/E Ratio, Operating Margin, Return on Equity. Profitability is solid with margins at 17.3% and operating margin at 46.3%. Revenue growth of 11.2% demonstrates continued momentum.
Bear Case : ORCL
The primary concerns for ORCL are P/E Ratio, Price/Book, Piotroski F-Score. Debt-to-equity of 4.15 is elevated, increasing financial risk.
Bear Case : STNE
No major red flags identified for STNE, but monitor valuation.
Key Dynamics to Monitor
ORCL profiles as a growth stock while STNE is a mature play — different risk/reward profiles.
STNE carries more volatility with a beta of 1.88 — expect wider price swings.
ORCL is growing revenue faster at 21.7% — sustainability is the question.
STNE generates stronger free cash flow (553M), providing more financial flexibility.
Bottom Line
STNE scores higher overall (78/100 vs 76/100), backed by strong 17.3% margins and 11.2% revenue growth. ORCL offers better value entry with a 40.2% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Oracle Corporation
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.
Visit Website →StoneCo Ltd
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
StoneCo Ltd. provides fintech solutions to merchants and integrated partners to conduct e-commerce through store, online and mobile channels in Brazil.
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