WallStSmart

Oracle Corporation (ORCL)vsTexas Instruments Incorporated (TXN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Oracle Corporation generates 265% more annual revenue ($67.36B vs $18.44B). TXN leads profitability with a 29.1% profit margin vs 25.4%. ORCL appears more attractively valued with a PEG of 0.72. ORCL earns a higher WallStSmart Score of 76/100 (B+).

ORCL

Strong Buy

76

out of 100

Grade: B+

Growth: 8.0Profit: 9.0Value: 6.0Quality: 3.0
Piotroski: 2/9Altman Z: 0.68

TXN

Strong Buy

74

out of 100

Grade: B

Growth: 6.7Profit: 9.5Value: 5.0Quality: 8.0
Piotroski: 5/9Altman Z: 4.12
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ORCLOvervalued (-14.1%)

Margin of Safety

-14.1%

Fair Value

$105.05

Current Price

$129.87

$24.82 premium

UndervaluedFair: $105.05Overvalued

Intrinsic value data unavailable for TXN.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ORCL6 strengths · Avg: 9.2/10
Market CapQuality
$365.96B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
40.2%10/10

Every $100 of equity generates 40 in profit

Operating MarginProfitability
36.2%10/10

Strong operational efficiency at 36.2%

Profit MarginProfitability
25.4%9/10

Keeps 25 of every $100 in revenue as profit

PEG RatioValuation
0.728/10

Growing faster than its price suggests

Revenue GrowthGrowth
20.6%8/10

Revenue surging 20.6% year-over-year

TXN6 strengths · Avg: 9.5/10
Market CapQuality
$267.74B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
33.6%10/10

Every $100 of equity generates 34 in profit

Operating MarginProfitability
37.8%10/10

Strong operational efficiency at 37.8%

Altman Z-ScoreHealth
4.1210/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
29.1%9/10

Keeps 29 of every $100 in revenue as profit

Revenue GrowthGrowth
18.6%8/10

18.6% revenue growth

Areas to Watch

ORCL4 concerns · Avg: 2.8/10
Price/BookValuation
10.0x4/10

Trading at 10.0x book value

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-1.87B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.682/10

Distress zone — elevated risk

TXN2 concerns · Avg: 3.0/10
Price/BookValuation
15.0x4/10

Trading at 15.0x book value

P/E RatioValuation
49.8x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : ORCL

The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.4% and operating margin at 36.2%. Revenue growth of 20.6% demonstrates continued momentum.

Bull Case : TXN

The strongest argument for TXN centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 29.1% and operating margin at 37.8%. Revenue growth of 18.6% demonstrates continued momentum.

Bear Case : ORCL

The primary concerns for ORCL are Price/Book, Piotroski F-Score, Free Cash Flow. Debt-to-equity of 3.67 is elevated, increasing financial risk.

Bear Case : TXN

The primary concerns for TXN are Price/Book, P/E Ratio. A P/E of 49.8x leaves little room for execution misses.

Key Dynamics to Monitor

ORCL carries more volatility with a beta of 1.71 — expect wider price swings.

ORCL is growing revenue faster at 20.6% — sustainability is the question.

TXN generates stronger free cash flow (2.2B), providing more financial flexibility.

Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ORCL scores higher overall (76/100 vs 74/100), backed by strong 25.4% margins and 20.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Oracle Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.

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Texas Instruments Incorporated

TECHNOLOGY · SEMICONDUCTORS · USA

Texas Instruments Incorporated (TI) is an American technology company headquartered in Dallas, Texas, that designs and manufactures semiconductors and various integrated circuits, which it sells to electronics designers and manufacturers globally. It is one of the top 10 semiconductor companies worldwide based on sales volume.

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